More than a mortgage broker
Wake up to an easier way to sort your home loan. Whether you’re buying your first home, reviewing your existing mortgage, or a property investor, we’re here to help.
Our mortgage advisers work hard to make buying property easy and in most cases, it won’t cost you a cent.
Why choose Squirrel to help with your mortgage?
- Better mortgage interest rates
- More lending options
- Expert property and lending advice
- Better technology means you can do it from anywhere
- Our advisers get paid the same no matter which lender you end up with, so their only motivation is to make you better off.
Buying from overseas? We can help with that too.
We write about $3 billion of home loans per year, working with all the major banks.
Our advisers do the hard work, so you don't have to
Better mortgage rates
We arrange about $3 billion of loans per year which gives us negotiating power and access to better rates.
More options
We have access to more banks than other brokers, plus our community of 5,000 + peer-to-peer lenders looking to fund a person like you.
Our advisers aren't incentivised by lenders
They're paid the same no matter which lender you end up with, so you know you won't get pushed into a loan you don't want or can't afford.
Better technology
Our online application is fast and straightforward, and means you can do it from anywhere in the world.
Book a chat
Want to chat to a mortgage expert about your situation, and how our mortgage brokers might be able to help?
Book a spot in our diary and one of our team will give you a call at the agreed time.
What does the process with Squirrel look like?Here's a quick look at how we'll work together...
Here's a quick look at how we'll work together...
1.
We’ll chat with you to understand your financial situation and what you’re wanting to achieve.
2.
Your mortgage adviser can provide honest feedback on any potential properties, and answer questions you’ve got along the way.
3.
We’ll work with the banks to get you a hot home loan rate. We’ve got access to them all, plus our own custom lending solutions when needed. More options for you means better rates.
4.
Work out the best mortgage structure to suit your lifestyle, and negotiate your home loan for you.
5.
Together we can build a plan to help you get mortgage-free faster. You might be amazed at what small things you can do to shave years off your mortgage.
6.
We don’t ‘set and forget’. Your adviser is always a phone call or email away and down the track we’ll help you when your fixed rate rolls over, and beyond.
Keen to get started?
Start the process from the comfort of your couch.
Don't settle for any old mortgage
We’ll compare all the main banks and weigh up the options, so you don’t have to. We’ll answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
- How to pay off your mortgage faster?
If all this sounds like a foreign language to you, maybe head over to our first home buyers section and we'll walk you through it all.
Don't pay more interest on your home loan than you have to
There are lots of small tweaks you can make now which could save you a ton in the long run - even hundreds of thousands, helping you pay the mortgage faster.
Get our free guide to refixing and refinancing to find out how you can make your mortgage work for you.
Get your mortgage right and it's the easiest money you'll make
Our team of mortgage brokers are whizzes at perfecting a mortgage structure.
Rather than putting all your eggs in one basket at one interest rate, depending on your situation we'll usually advise splitting your mortgage across different terms and interest rates. We’re pretty clued up about the economy and rate movement so we’ll help you make an informed decision.
Why bother getting so technical?
The devil is really in the detail. When we’re talking hundreds of thousands of dollars, a fraction of a percent change in interest or repayment rates can save you a packet. This could mean retiring to your super yacht a few years earlier than planned. If that's your thing.
What's the best interest rate at the moment?
If you're all about getting the sharpest rate, we can help. We work with all the banks so can help you secure a great rate no matter who you choose to bank with. In fact, we can generally get an even better rate than the advertised rate.
Get your mortgage application underway
Whether you're taking on your first mortgage or want your existing one reviewed, fill in our online form and we'll contact you with next steps. Or give us a call to speak with one of the team right away.
Stay on top of the property market
It doesn’t matter how fresh you are, someone has been in your shoes before. We’ve written a lot about all of the aspects of buying a property. Everything from “What the hell is a LIM?” through to “How do I buy my seventh mansion?” Check out our blog and get up with the property game.
NZ property market update - April 2026
Just when we'd dared to hope things might be looking up, the global situation has thrown a spanner in the works—with inflation concerns now likely to send interest rates climbing again, stalling progress on the road to our economic and housing market recovery. Here's the latest from Chief Squirrel, David Cunningham.
Wellington property market update - April 2026
With rate increases now more than likely on the cards starting from mid-year, the outlook for New Zealand is a little bumpy in the short-term—but amidst it all, an opportunity for first-home buyers! Here's the latest from our resident Wellington mortgage expert, Nick Virtue.
Christchurch property market update - April 2026
Despite a backdrop of global and domestic uncertainty, confidence remains throughout the Canterbury property market—buyer activity remains strong, and house prices continue to track upwards. Here's the latest from our resident Christchurch mortgage expert, Nathan Miglani.
Let's get your home loan application underway
Our easy online application includes all the info needed to get you approved, and can be done from anywhere.
Prefer to chat to an expert first?
Give our friendly team a call today or book a chat and we'll give you a call.
Don’t just take our word for it
Brylea
New Zealand
I honestly didn't think we were able to get a mortgage or a house. Blake Neve made this possible and fulfilled the ultimate dream for us. Blake is patient, willing to answer any questions under the sun and is externally supportive. I would recommend him over and over again!
Greer
New Zealand
Had a great experience with Mark helping me sort a home loan. He was friendly, helpful, and proactive.
Doug
New Zealand
Adam in the Dunedin office was the pillar of strength we didn't know we needed through this whole process. Quick informative responses in easy to understand language. He listened to what we wanted to do, and worked with us explaining all the pros & cons to each option, and helped us narrow down to the best solution for us. Always polite and courteous, calm and reassuring throughout. When we next need lending or financial advise, Adam will be our go to guy!! :)
Cameron
New Zealand
My partner and I couldn't be more impressed with Oli's help setting up our mortgage. As first home buyers, the process was daunting at first, but Oli assisted with every step. We also really appreciated Squirrel's transparency with banks they worked with and how their commission process worked. We are very satisfied with the final result and have already recommended others to Oli for his services!