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	<title>Squirrel &#187; Advice Drill-Downs</title>
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	<description>The Mortgage Experts</description>
	<lastBuildDate>Wed, 08 Sep 2010 13:24:18 +0000</lastBuildDate>
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		<title>Building a House</title>
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		<comments>http://www.squirrel.co.nz/building-a-house/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 21:20:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Advice Drill-Downs]]></category>

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		<description><![CDATA[When you build a house it can be a turn‐key solution where you pay a deposit and rest on completion, or it can be a construction loan. A turn‐key solution is just like any other mortgage so you can put down a 10% deposit and borrow up to 90% with most lenders. The property can 


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		<title>Removing the Ex from the Mortgage</title>
		<link>http://www.squirrel.co.nz/removing-the-ex-from-the-mortgage/</link>
		<comments>http://www.squirrel.co.nz/removing-the-ex-from-the-mortgage/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 21:18:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Advice Drill-Downs]]></category>

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		<description><![CDATA[Relationship splits is a surprisingly large part of what we do. When you and your partner split up either the property needs to be sold or one of you needs to buy the other out. There may be other debts that also need to be discussed. It is not necessarily straight forward. When it comes 


No related posts.]]></description>
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		<title>Starting a Family and your Mortgage</title>
		<link>http://www.squirrel.co.nz/starting-a-family-and-your-mortgage/</link>
		<comments>http://www.squirrel.co.nz/starting-a-family-and-your-mortgage/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 20:55:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Advice Drill-Downs]]></category>

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		<description><![CDATA[If you are starting a family or have a young family then the mortgage is quite probably your biggest financial challenge, especially if you are reduced to one income. The reality is that starting a family is financially challenging. The good news is that mortgage products have become fairly flexible provided you plan around them 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/surviving-your-mortgage-on-one-income/' rel='bookmark' title='Permanent Link: Surviving your Mortgage on One Income'>Surviving your Mortgage on One Income</a></li>
<li><a href='http://www.squirrel.co.nz/revolving-credit/' rel='bookmark' title='Permanent Link: How to use a Revolving Credit'>How to use a Revolving Credit</a></li>
<li><a href='http://www.squirrel.co.nz/hate-life-insurance/' rel='bookmark' title='Permanent Link: I hate Life Insurance'>I hate Life Insurance</a></li>
</ol>]]></description>
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		<title>Second Mortgages</title>
		<link>http://www.squirrel.co.nz/second-mortgages/</link>
		<comments>http://www.squirrel.co.nz/second-mortgages/#comments</comments>
		<pubDate>Sat, 25 Apr 2009 03:14:44 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Advice Drill-Downs]]></category>
		<category><![CDATA[Property Buying Tips]]></category>
		<category><![CDATA[10% House Deposit]]></category>
		<category><![CDATA[Private Funders]]></category>
		<category><![CDATA[Second Mortgages]]></category>

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		<description><![CDATA[It has become a lot harder to get a mortgage, unless you have a big deposit or equity in another property. If the bank says no, then a second mortgage can be a cost effective and flexible back up option. A Second Mortgage is exactly that. For higher risk lending we sometimes use a bank 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/how-to-use-equity-release-mortgages-to-plan-your-retirement/' rel='bookmark' title='Permanent Link: How to use Equity Release Mortgages to plan your Retirement'>How to use Equity Release Mortgages to plan your Retirement</a></li>
<li><a href='http://www.squirrel.co.nz/95-mortgages-revisited/' rel='bookmark' title='Permanent Link: 95% Mortgages Revisited'>95% Mortgages Revisited</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/' rel='bookmark' title='Permanent Link: First Home Buyers | Low Equity Fee Comparison'>First Home Buyers | Low Equity Fee Comparison</a></li>
</ol>]]></description>
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		<title>Negotiating the Purchase Price</title>
		<link>http://www.squirrel.co.nz/negotiating-purchase-price/</link>
		<comments>http://www.squirrel.co.nz/negotiating-purchase-price/#comments</comments>
		<pubDate>Sun, 21 Sep 2008 01:53:20 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Advice Drill-Downs]]></category>
		<category><![CDATA[Property Buying Tips]]></category>
		<category><![CDATA[First Home Buyers]]></category>

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		<description><![CDATA[It is a Buyer’s Market. What does that mean when it comes to negotiating the purchase price? How do you make sure you get a great deal? We have written a PDF on this topic which you can download here: Negotiating the Price Price is property and vendor dependent. On one hand less desirable properties 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/the-case-for-buying-property-now/' rel='bookmark' title='Permanent Link: The Case for Buying Property Now'>The Case for Buying Property Now</a></li>
<li><a href='http://www.squirrel.co.nz/has-the-housing-market-turned/' rel='bookmark' title='Permanent Link: Has the Housing Market turned?'>Has the Housing Market turned?</a></li>
<li><a href='http://www.squirrel.co.nz/td-price-war-might-push-mortgage-rates-higher/' rel='bookmark' title='Permanent Link: TD Price War might push Mortgage Rates Higher'>TD Price War might push Mortgage Rates Higher</a></li>
</ol>]]></description>
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