2009
Have you been sold an “Interest Rate Swap” Lemon?
Filed under: Business Banking, Interest Rates, Investment Property
One area that has concerned me the past two years is the use of financial derivatives into the Rural and SME Business markets. Bank bill priced term loans with Interest Rate Swaps attached is like putting lipstick on a pig
Residential property investment has been the primary focus for most property investors as it is an easily understood form of investment, carries with it less risk of vacancies and can be more readily saleable in a depressed market.
Commercial property investment has been largely overlooked by many investors however this class of property can provide you
Are you still paying over 9% on your mortgage. You could save thousands in interest by refinancing out of your second-tier lender (Wizard, GE, Tasman, Trustee Executors etc) provided you have a clean credit history, proven income, and your mortgage is less than 80% of the value of the property
A number of clients tell us they get no-value from having a Business Banking Manager. And yet it wasn’t by choice and they end up paying for it with generally more expensive pricing!
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