Business Banking

Pre GFC, Property Developers had mythical rock star type status.  The public face of the industry was full of massive egos, fast cars, illicit drugs, and self-absorbed “beautiful people.” Intelligence has never been a prerequisite to be a Property Developer.  During the last property boom, money flowed so easily out of dodgy finance companies you

Is big better?  The way banks respond to larger investors, you’d think probably not. As credit policies loosen a smidgen you could easily conclude that all is good in the world again.  It’s not. At the retail end of banking they’re not too worried.  Investors have day jobs so even if the market craps itself;

Do you really know your bank and what they really think of you? This post explores what it takes to successfully date your bank

One area that has concerned me the past two years is the use of financial derivatives into the rural and SME business markets. Bank bill priced term loans with interest rate swaps attached are like putting lipstick on a pig

Commercial property investment has been largely overlooked by many investors; however, this class of property can provide you with much greater levels of return than that from a purely residential investment