Business Banking

Is big better?  The way banks respond to larger investors, you’d think probably not. As credit policies loosen a smidgen you could easily conclude that all is good in the world again.  It’s not. At the retail end of banking they’re not too worried.  Investors have day jobs so even if the market craps itself;

Do you really know your bank and what they really think of you? This post explores what it takes to successfully date your bank

One area that has concerned me the past two years is the use of financial derivatives into the rural and SME business markets. Bank bill priced term loans with interest rate swaps attached are like putting lipstick on a pig

Commercial property investment has been largely overlooked by many investors; however, this class of property can provide you with much greater levels of return than that from a purely residential investment

Are you still paying over 9% on your mortgage. You could save thousands in interest by refinancing out of your second-tier lender (Wizard, GE, Tasman, Trustee Executors etc) provided you have a clean credit history, proven income, and your mortgage is less than 80% of the value of the property