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It’s hard to write about mortgages every month and keep it interesting!  This month has been easier with the landscape subtly changing, mostly for the better.  Apologies the summer photo.  I had contemplated putting a picture of rain clouds!  On the positive side, the lettuces in the garden are growing like weeds.  Baby Cos =

We’ve just finished a property in Onehunga that we did on our own book and have put back on to the market. I’ve done a blog on it so you can all see the transformation and quality of the finish. I also think its a great buy for a First Home Buyer and explain why

Should you fix or float? One thing is for sure you need to know what mortgage rates you can negotiate before trying to decide what option gives you the best value-for-money

What to make of the world and our place in it? There is so much going on which I’ve summarised in a few sound bites

Okay, the economy really is in the crap and that’s now official. The good news for borrowers is a bit more respite from higher costs. So what does it mean for mortgage rates