2013
Impact of RBNZ capital increases on housing market and interest rates
Filed under: Featured, First Home Buyers, Housing Market, Interest Rates, Investment Property
Whoop whoop – we have our finger on the pulse! The RBNZ announcement today that bank’s will be required to hold more capital on high LVR (loan-to-value) residential mortgages is a smart move in the right direction. Something I’ve been ranting about for a while. Higher capital will reduce bank profitability on high LVR mortgages.
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Auckland Price Ripple Effect
Filed under: Featured, First Home Buyers, Housing Market, NZ Economy, Property Investment
In a nutshell the Auckland market has become overheated. It’s a function of low interest rates, poor quality rentals, under supply, and confidence. A lack of supply is the fire, with the other conditions providing the fuel. Unfortunately, the media attention and constant headlines has a tendency to whip the market up into a bit of a
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Welcome back High and Medium Density Living
Filed under: First Home Buyers, Investment Property, Mortgages
Apartment lending is back with some banks lending up to 95% on an owner-occupied freehold apartment. This is an important step forward, especially for Auckland. Now we just need some Developers back in the game building apartments and town houses
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Cool. We’ve finally finished the renovation at Himikera. Took us a bit longer than expected but extremely happy with the result. It is now on the market for sale and some lucky punter is going to get a mint new home. If you’re interested in doing a First Home Makeover this is an example of
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We’ve had a couple of interesting client problems this week that we’ve solved for them but it is a good wake up call on the risks of pre-1945 houses. If there was one thing to remember don’t automatically assume you’ll get insurance. If you are buying an older house get your insurance arranged before you
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How to deflate a property bubble
April 20th 2013 -
Love Thy Broker
March 23rd 2013 -
What’s up with Mortgage Rates
February 18th 2013 -
Auckland property prices – Some initial thoughts for 2013
January 29th 2013