Money and Investing – A bigger picture on Property
A lot has been happening the past few weeks that has impacts for property and investors. There is so much going on, it is...
Impact of RBNZ capital increases on housing market and interest rates
Whoop whoop – we have our finger on the pulse! The RBNZ announcement today that bank’s will be required to...
How to deflate a property bubble
No government has lost an election because house prices increased. This goes to the heart of why we have seen decades of...
What’s up with Mortgage Rates
By the time this is published in NZ Property Magazine in March, mortgage rates may have already increased. To get my view...
Spring Mortgage Rates Heat Up
Spring Clean your Mortgage
If you have an existing mortgage the first thing you need to do right now is check what floating...
Mortgage Rates | Where to from here?
With wholesale interest rates tracking as low as they are, and ongoing ructions in Europe, there is plenty of keen...
Mortgage Rates | The low down on what’s up
For years now I’ve ranted and raved about mortgage rates. One of the reoccurring themes is that mortgage rates are...
The Fixed Rate Mortgage is no Wallflower
The talk over the past year has all been about floating rates. Advertised floating rates range from 5.60% to 5.80%, but...
Australian banks increase mortgage rates | Implications for NZ?
Earlier this month the Reserve Bank of Australia held its official cash rate at 4.25%. Most commentator’s had...
Mortgage Rates: Let the Summer Craziness Begin
It’s hard to write about mortgages every month and keep it interesting! This month has been easier with the landscape...
Fix or Float: Dissecting Mortgage Rates
In the past 12 months advertised fixed mortgage rates have become more and more meaningless. With all of the focus on...
RBNZ OCR Statement – July 28th – My Thoughts
Personally I thought Alan Bollard did a good job of slapping the (“bank”) currency speculators, albeit with a...