Interest Rates

Okay, the economy really is in the crap and that’s now official. The good news for borrowers is a bit more respite from higher costs. So what does it mean for mortgage rates

The Reserve Bank meets this week to decide on the OCR. There is a distinct chance they will decrease the official cash rate. This post is my pre-OCR view: what it means and what to do

Apologies for not posting over the past eight weeks. A big surge in property buying over December and January (whilst the team were on holidays) kept me very busy! This market update is just a summary of my thoughts on mortgage rates and property as we head into

My view? Hedge your bets. Starting putting some of your mortgages into two- or three-year fixed rates and leave the remainder in floating

In this latest forecast we stick to the mantra that if you are contemplating fixing your mortgage, then you might as well do it now. Mortgage rates have largely bottomed out, once you factor in the amount of discounts below advertised mortgage rates. You could always wait but then chances are you’ll miss the bottom and before you know it rates will be higher. Our view is to fix half for two or three years and leave half in floating