Mortgages

Apartment lending is back with some banks lending up to 95% on an owner-occupied freehold apartment. This is an important step forward, especially for Auckland. Now we just need some Developers back in the game building apartments and town houses

I’ve had a number of clients talking Investment Property these past few weeks, which has had me reflect on how I buy and the meaning of life.  As Mortgage Brokers we get used to seeing lots of deals and far too much money.  I’m guilty of liking my own product. If I applied one rule

It’s hard to write about mortgages every month and keep it interesting!  This month has been easier with the landscape subtly changing, mostly for the better.  Apologies for the summer photo.  I had contemplated putting a picture of rain clouds!  On the positive side, the lettuces in the garden are growing like weeds.  Baby Cos

Should you fix or float? One thing is for sure you need to know what mortgage rates you can negotiate before trying to decide what option gives you the best value-for-money

You can pay off your mortgage in 15 years – it just takes a bit of planning. Here are some smart ideas to help you reduce your mortgage and slash your interest repayments over time.