Mortgages

My view? Hedge your bets. Starting putting some of your mortgages into two- or three-year fixed rates and leave the remainder in floating

It’s a buyer’s market but that doesn’t make it easy. Where is the “good value for money”? How can I buy into a good area? Finding motivated vendors? How to negotiate the price? What’s happening to interest rates

In this latest forecast we stick to the mantra that if you are contemplating fixing your mortgage, then you might as well do it now. Mortgage rates have largely bottomed out, once you factor in the amount of discounts below advertised mortgage rates. You could always wait but then chances are you’ll miss the bottom and before you know it rates will be higher. Our view is to fix half for two or three years and leave half in floating

Squirrel now has more banks lending at 95% (5% saved deposit) but only if you have household income over $100,000 and squeaky clean credit history

We now have access to mortgages through Public Trust and with that some of the best mortgage rates in the market. These mortgages won’t suit everyone, but offer exceptional value, especially when Squirrel helps you put a disciplined plan around your mortgage