NZ Economy

There’s only so much you can write on Property Investment and Mortgages before it feels like we are going over the same old territory.  Buy below market value, and focus on yield yada, yada, yada.  The rules don’t really change and fundamentally what has worked for successful investors in the past works for them now. 

In a nutshell the Auckland market has become overheated.  It’s a function of low interest rates, poor quality rentals, under supply, and confidence.  A lack of supply is the fire, with the other conditions providing the fuel.  Unfortunately, the media attention and constant headlines has a tendency to whip the market up into a bit of a

It’s hard to write about mortgages every month and keep it interesting!  This month has been easier with the landscape subtly changing, mostly for the better.  Apologies for the summer photo.  I had contemplated putting a picture of rain clouds!  On the positive side, the lettuces in the garden are growing like weeds.  Baby Cos

Should you fix or float? One thing is for sure you need to know what mortgage rates you can negotiate before trying to decide what option gives you the best value-for-money

What to make of the world and our place in it? There is so much going on which I’ve summarised in a few sound bites