My imaginary interest rate meter has moved up to AMBER. With increased talk of growth and inflation there is a risk that mortgage rates start to increase earlier than expected. If you are wanting to fix, then I’d recommend fixing part of your mortgage now
2011
Pre-OCR Mortgage Rate Review – March 2011
Filed under: Featured, Interest Rates, NZ Economy
The Reserve Bank meets this week to decide on the OCR. There is a distinct chance they will decrease the official cash rate. This post is my pre-OCR view: what it means and what to do
2011
Property Market Update – Feb 2011
Filed under: Featured, Housing Market, Interest Rates, NZ Economy
Apologies for not posting over the past eight weeks. A big surge in property buying over December and January (whilst the team were on holidays) kept me very busy! This market update is just a summary of my thoughts on mortgage rates and property as we head into
2010
NZ Mortgage Rate Update – November 2010
Filed under: Featured, Interest Rates, Mortgages, NZ Economy
My view? Hedge your bets. Starting putting some of your mortgages into two- or three-year fixed rates and leave the remainder in floating
2010
Mortgage Forecast | October 2010
Filed under: Featured, Interest Rates, Mortgages, NZ Economy
In this latest forecast we stick to the mantra that if you are contemplating fixing your mortgage, then you might as well do it now. Mortgage rates have largely bottomed out, once you factor in the amount of discounts below advertised mortgage rates. You could always wait but then chances are you’ll miss the bottom and before you know it rates will be higher. Our view is to fix half for two or three years and leave half in floating
most recent posts
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Risk with houses built before 1945
January 28th 2012 -
Mortgage Rates: Let the Summer Craziness Begin
January 28th 2012 -
Growing your Property Portfolio
January 28th 2012 -
Waterview Connection | Implications for Property
December 4th 2011 -
Property Investing: Is Big Better?
November 20th 2011