Occasionally it is worth diving under the skirt of invisibility to understand the dynamics that shape our retail banks. For me, after 14 years in that system, I’m still fascinated by the competitive dynamics of retail banking. For you the reader, it can give you an insight into how banks operate as well as what we might expect from them in the future. It feels like 1998 all over again. At that time I can remember the boss stopping the paper and getting rid of the pot plants. Maybe we’re not there yet but the environment is starting to feel the same
2010
NZ Mortgage Rate Forecast | Wet and Wild with Patches of Sun
Filed under: Featured, Interest Rates, NZ Economy
Here is my latest forecast for New Zealand mortgage rates. Although short-term mortgage rates have increased, long-term rates continue to fall due to a weaker-than-expected economy
With long-term mortgage rates dropping again, I’m musing (on a Friday night!) on who might be the better financial oracle – Pikelet the pig or one of our renowned bank economists
2010
Mortgage Rates | Forecast after July OCR
Filed under: Featured, Interest Rates, NZ Economy
The next Reserve Bank OCR announcement is on 29th July so I thought I’d line up a few graphs and talk about what might happen. We are sure living in interesting times!
2010
Credit Crisis | How the Housing Life Cycle is Broken
Filed under: First Home Buyers, NZ Economy, Property Investment
This post follows two couples to understand the issues facing Baby Boomers and First Home Buyers
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