2010
Mortgage Packages | Best Mortgage Deals
Filed under: Interest Rates, Mortgages, Property Buying Tips
There are a number of work and professional mortgage discounts available across lenders that are not widely publicised. As mortgage brokers we can access these as well as make sure you’re getting the best possible advice and service
2010
First Home | Kiwi Saver Deposit Subsidy
Filed under: First Home Buyers, Property Buying Tips
If you have been in Kiwi Saver for 3 years you can get a $3,000 grant towards your first home and also withdraw your Kiwi Saver contributions and put that towards your deposit
2010
Implication of the new Real Estate Agents Act
Filed under: Mortgages, Property Buying Tips
The new Real Estate Agents Act came into force in late 2009. It has been introduced to lift the professional standard of the Real Estate industry. The main changes are the establishment of a new independent oversight body – The Real Estate Agents Authority, an industry Code of Professional Conduct, and an independent complaints process.
Often you will not have the deposit available when you buy a property. This can cause some stress around unconditional date so I thought I’d outline the rules and process:- The amount of a deposit is completely negotiable. With auction it is set at 10% but you can negotiate with the Real Estate Agent before
It has become a lot harder to get a mortgage, unless you have a big deposit or equity in another property. If the bank says no, then a second mortgage can be a cost effective and flexible back up option. A Second Mortgage is exactly that. For higher risk lending we sometimes use a bank
most recent posts
-
Mortgage Packages | Best Mortgage Deals
August 21st 2010 -
NZ Mortgage Rate Forecast | Wet and wild with patches of sun
August 21st 2010 -
First Home Buyers | A New Mindset
August 7th 2010 -
Musings | Bank Economist versus Pikelet the Pig
July 31st 2010 -
NZ Mortgages | Buying Property in New Zealand
July 25th 2010