Property Buying Tips

It’s a buyer’s market but that doesn’t make it easy. Where is the “good value for money”? How can I buy into a good area? Finding motivated vendors? How to negotiate the price? What’s happening to interest rates

There are a number of work and professional mortgage discounts available across lenders that are not widely publicised. As mortgage brokers we can access these as well as make sure you’re getting the best possible advice and service

If you have been in KiwiSaver for three years you can get a $3,000 grant towards your first home and also withdraw your KiwiSaver contributions and put that towards your deposit

The new Act is great for protecting home buyers (ensuring full disclosure) but it has made it more difficult to raise finance on properties with code issues. If you are keen to buy a property that has a Code of Compliance issue you will generally need to get compliant prior to settlement

Have you bought a property but you don’t have the deposit available? It happens often, and it can cause serious stress as the unconditional date approaches