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	<description>The Mortgage Experts</description>
	<lastBuildDate>Fri, 30 Jul 2010 22:53:58 +0000</lastBuildDate>
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		<title>Musings &#124; Bank Economist versus Pikelet the Pig</title>
		<link>http://www.squirrel.co.nz/musings-bank-economist-pikelet-pig/</link>
		<comments>http://www.squirrel.co.nz/musings-bank-economist-pikelet-pig/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 11:23:46 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Musings]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[Economics]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2379</guid>
		<description><![CDATA[With long-term mortgage rates dropping again, I'm musing (on a Friday night!) on who might be the better financial oracle - Pikelet the pig or one of our renowned bank economists


Related posts:<ol><li><a href='http://www.squirrel.co.nz/bank-home-loan-profits-up-90/' rel='bookmark' title='Permanent Link: Bank Home Loan Profits up 90%'>Bank Home Loan Profits up 90%</a></li>
<li><a href='http://www.squirrel.co.nz/nz-mortgage-rate-forecast-2010/' rel='bookmark' title='Permanent Link: NZ Mortgage Rate Forecast 2010'>NZ Mortgage Rate Forecast 2010</a></li>
<li><a href='http://www.squirrel.co.nz/nz-mortgage-rates-2010/' rel='bookmark' title='Permanent Link: NZ Mortgage Rates will stay Low for 2010'>NZ Mortgage Rates will stay Low for 2010</a></li>
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		<title>NZ &#124; Buying Property in New Zealand</title>
		<link>http://www.squirrel.co.nz/nz-buying-property-zealand/</link>
		<comments>http://www.squirrel.co.nz/nz-buying-property-zealand/#comments</comments>
		<pubDate>Sat, 24 Jul 2010 23:32:27 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Property Investment]]></category>
		<category><![CDATA[Non Residents]]></category>
		<category><![CDATA[NZ Mortgage]]></category>
		<category><![CDATA[NZ Mortgage Broker]]></category>
		<category><![CDATA[NZ Property]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2360</guid>
		<description><![CDATA[NZ can look like a good place to invest especially given the craziness going on elsewhere in the world.  With property prices falling and the prospect of a lower currency, there are likely to be more investment opportunities in late 2010 and 2011.  If you're a non-resident or you're a Kiwi working overseas, this post looks at how to buy property in New Zealand


Related posts:<ol><li><a href='http://www.squirrel.co.nz/the-case-for-buying-property-now/' rel='bookmark' title='Permanent Link: The Case for Buying Property Now'>The Case for Buying Property Now</a></li>
<li><a href='http://www.squirrel.co.nz/overseas/' rel='bookmark' title='Permanent Link: What if I am overseas?'>What if I am overseas?</a></li>
<li><a href='http://www.squirrel.co.nz/renting-buying-home/' rel='bookmark' title='Permanent Link: Renting Versus Buying First Home'>Renting Versus Buying First Home</a></li>
</ol>]]></description>
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		<title>Mortgage Rates &#124; Forecast after July OCR</title>
		<link>http://www.squirrel.co.nz/mortgage-rates-forecastk-july-ocr/</link>
		<comments>http://www.squirrel.co.nz/mortgage-rates-forecastk-july-ocr/#comments</comments>
		<pubDate>Sat, 17 Jul 2010 10:15:26 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[Baltic Dry Index]]></category>
		<category><![CDATA[Mortgage Rate Forecast]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2351</guid>
		<description><![CDATA[The next Reserve Bank OCR announcement is on 29th July so I thought I’d line up a few graphs and talk about what might happen.  We are sure living in interesting times!


Related posts:<ol><li><a href='http://www.squirrel.co.nz/short-term-mortgage-rates-best/' rel='bookmark' title='Permanent Link: Why Short Term Mortgage Rates are Best'>Why Short Term Mortgage Rates are Best</a></li>
<li><a href='http://www.squirrel.co.nz/lowest-floating-mortgage-rates/' rel='bookmark' title='Permanent Link: Lowest Ever Floating Mortgage Rates'>Lowest Ever Floating Mortgage Rates</a></li>
<li><a href='http://www.squirrel.co.nz/nz-mortgage-rate-forecast-2010/' rel='bookmark' title='Permanent Link: NZ Mortgage Rate Forecast 2010'>NZ Mortgage Rate Forecast 2010</a></li>
</ol>]]></description>
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		<title>First Home &#124; Kiwi Saver Deposit Subsidy</title>
		<link>http://www.squirrel.co.nz/home-kiwi-saver-deposit-subsidy/</link>
		<comments>http://www.squirrel.co.nz/home-kiwi-saver-deposit-subsidy/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 09:13:17 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Property Buying Tips]]></category>
		<category><![CDATA[Deposit Grant]]></category>
		<category><![CDATA[Deposit Subsidy]]></category>
		<category><![CDATA[First Home]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[Kiwi Saver]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2335</guid>
		<description><![CDATA[If you have been in Kiwi Saver for 3 years you can get a $3,000 grant towards your first home and also withdraw your Kiwi Saver contributions and put that towards your deposit


Related posts:<ol><li><a href='http://www.squirrel.co.nz/sponsor-a-first-home-buyer/' rel='bookmark' title='Permanent Link: Sponsor a First Home Buyer?'>Sponsor a First Home Buyer?</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-loan/' rel='bookmark' title='Permanent Link: When is a good time to buy my first home?'>When is a good time to buy my first home?</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/' rel='bookmark' title='Permanent Link: First Home Buyers | Low Equity Fee Comparison'>First Home Buyers | Low Equity Fee Comparison</a></li>
</ol>]]></description>
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		<title>Credit Crisis &#124; How the Housing-Life Cycle is Broken</title>
		<link>http://www.squirrel.co.nz/housing-life-cycle-broken/</link>
		<comments>http://www.squirrel.co.nz/housing-life-cycle-broken/#comments</comments>
		<pubDate>Sun, 13 Jun 2010 10:08:14 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[Property Investment]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[Investment Property]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2325</guid>
		<description><![CDATA[This post follows two couples to understand the issues facing Baby Boomers and First Home Buyers


Related posts:<ol><li><a href='http://www.squirrel.co.nz/has-the-housing-market-turned/' rel='bookmark' title='Permanent Link: Has the Housing Market turned?'>Has the Housing Market turned?</a></li>
<li><a href='http://www.squirrel.co.nz/revolving-credit/' rel='bookmark' title='Permanent Link: How to use a Revolving Credit'>How to use a Revolving Credit</a></li>
<li><a href='http://www.squirrel.co.nz/banks-credit-rules/' rel='bookmark' title='Permanent Link: Banks are easing Credit Rules'>Banks are easing Credit Rules</a></li>
</ol>]]></description>
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