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	<description>The Mortgage Experts</description>
	<lastBuildDate>Wed, 10 Mar 2010 01:47:39 +0000</lastBuildDate>
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		<title>First Home Buyers &#8211; Low Equity Fee Comparison</title>
		<link>http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/</link>
		<comments>http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/#comments</comments>
		<pubDate>Sat, 27 Feb 2010 08:46:50 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Kiwi Bank]]></category>
		<category><![CDATA[Low Equity Fees]]></category>
		<category><![CDATA[Low Equity Margin]]></category>
		<category><![CDATA[Low Equity Premium]]></category>
		<category><![CDATA[Mortgage Lenders Insurance]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2203</guid>
		<description><![CDATA[Most first home buyers do not know that Kiwi Bank and BNZ are the most expensive lenders if you are borrowing over 80%. 
Neither Kiwi Bank or BNZ disclose their low equity fees on their web sites.   On the positive side they are still both lending up to 95%.
If you are borrowing over 80% 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/bank-home-loan-profits-up-90/' rel='bookmark' title='Permanent Link: Bank Home Loan Profits up 90%'>Bank Home Loan Profits up 90%</a></li>
<li><a href='http://www.squirrel.co.nz/95-mortgages-revisited/' rel='bookmark' title='Permanent Link: 95% Mortgages Revisited'>95% Mortgages Revisited</a></li>
<li><a href='http://www.squirrel.co.nz/td-price-war-might-push-mortgage-rates-higher/' rel='bookmark' title='Permanent Link: TD Price War might push Mortgage Rates Higher'>TD Price War might push Mortgage Rates Higher</a></li>
</ol>]]></description>
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		</item>
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		<title>2 Simple Ways to take 10 Years off your Mortgage</title>
		<link>http://www.squirrel.co.nz/2-simple-ways-10-years-mortgage/</link>
		<comments>http://www.squirrel.co.nz/2-simple-ways-10-years-mortgage/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 10:39:49 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Fixed for Life]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Free]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2193</guid>
		<description><![CDATA[When you first eyeball your mortgage it can seem scary borrowing a hell of a lot of money along with the realisation it might take 25 years to pay off.
First up don&#8217;t stretch yourself too far.  Work your budget on making repayments based on an 8.50% interest rate even if your actual rate is below 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/updated-mortgage-strategies/' rel='bookmark' title='Permanent Link: Updated Mortgage Strategies'>Updated Mortgage Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/which-mortgage-fixed-rate-best/' rel='bookmark' title='Permanent Link: Which mortgage fixed rate is best?'>Which mortgage fixed rate is best?</a></li>
<li><a href='http://www.squirrel.co.nz/lowest-floating-mortgage-rates/' rel='bookmark' title='Permanent Link: Lowest Ever Floating Mortgage Rates'>Lowest Ever Floating Mortgage Rates</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stretching yourself into a big Mortgage</title>
		<link>http://www.squirrel.co.nz/stretching-big-mortgage/</link>
		<comments>http://www.squirrel.co.nz/stretching-big-mortgage/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 10:17:25 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Next Home]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Structure]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2189</guid>
		<description><![CDATA[This week in the NZ Herald Ask an Expert I got the following question &#8230;
&#8220;I have just fallen in love with a house which is probably about $100,000 out of our price range but I figure my income can only go up and interest rates are so low.  My question is, is it outrageous 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/mortgage-interest-rate-strategies/' rel='bookmark' title='Permanent Link: Mortgage Interest Rate Strategies'>Mortgage Interest Rate Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/long-term-mortgage-rates-have-bottomed/' rel='bookmark' title='Permanent Link: Long-term mortgage rates have bottomed'>Long-term mortgage rates have bottomed</a></li>
<li><a href='http://www.squirrel.co.nz/updated-mortgage-strategies/' rel='bookmark' title='Permanent Link: Updated Mortgage Strategies'>Updated Mortgage Strategies</a></li>
</ol>]]></description>
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		<item>
		<title>Market view of Rates is softening</title>
		<link>http://www.squirrel.co.nz/market-rate-view-softening/</link>
		<comments>http://www.squirrel.co.nz/market-rate-view-softening/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 09:34:28 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[5 year fixed rate]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rate Forecast]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2186</guid>
		<description><![CDATA[Long-term wholesale interest rates have been dropping, which reinforces what we’ve been saying for a while &#8211; that the market overcooked its forecast on interest rates.  Rates will increase, but not as quickly as the market initially priced in.  The 5 year funding rate has dropped half a percent to 5.30% since it peaked 


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<li><a href='http://www.squirrel.co.nz/dont-panic-about-rates/' rel='bookmark' title='Permanent Link: Don&#8217;t Panic about Rates!'>Don&#8217;t Panic about Rates!</a></li>
<li><a href='http://www.squirrel.co.nz/short-term-mortgage-rates-best/' rel='bookmark' title='Permanent Link: Why Short Term Mortgage Rates are Best'>Why Short Term Mortgage Rates are Best</a></li>
</ol>]]></description>
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		<title>ASB leads increase in Mortgage Rates</title>
		<link>http://www.squirrel.co.nz/asb-leads-increase-mortgage-rates/</link>
		<comments>http://www.squirrel.co.nz/asb-leads-increase-mortgage-rates/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 09:34:13 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Mortgage Margins]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2164</guid>
		<description><![CDATA[ASB has just increased it fixed rates again!  It has been the first bank to lift its fixed rates every time since rates started going up in September 2009.  (Four rate increases.)  I&#8217;m wondering if I&#8217;m the only person that notices these things. On the other hand, and to their credit, they were the 


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<li><a href='http://www.squirrel.co.nz/mortgage-strategy-unchanged/' rel='bookmark' title='Permanent Link: Mortgage Strategy Unchanged'>Mortgage Strategy Unchanged</a></li>
<li><a href='http://www.squirrel.co.nz/lowest-floating-mortgage-rates/' rel='bookmark' title='Permanent Link: Lowest Ever Floating Mortgage Rates'>Lowest Ever Floating Mortgage Rates</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.squirrel.co.nz/asb-leads-increase-mortgage-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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