Every new Home Loan customer that works with Squirrel will get our new Personalised Mortgage Plan.
This Plan is one of the most comprehensive Mortgage Plans available in New Zealand and reflects the experience and expertise of the Squirrel team. It incorporates our “Fixed for Life” planning that shows you how to fix your repayments for the life of your mortgage so that you never have to worry about rates again. It also incorporates our “Fast track” planning to pay off your mortgage quicker and reduce your interest costs by at least 20%.
- Fix your repayments for life (so interest rates become irrelevent.)
- Pay off your mortgage 20% faster.
The right Mortgage Plan could save you over $80,000 in interest costs over the life of a mortgage. This Personal Mortgage Plan is exclusive to squirrel clients and is no longer offered as a separate service.
Each Plan (whether done by JB or not) is peer reviewed and signed-off by JB to make sure they adhere to our standards.
What is included in your Personal Mortgage Plan?
- A sensitivity analysis of your income and expenses to highlight your borrowing power and uncover your key financial risks
- LAQC starter kit for new Property Investors
- Financial projections based on different life event scenarios (for example kids)
- Advice on how to structure your mortgage correctly
- A tailored interest rate strategy that fits your circumstances