Getting a mortgage out of a bank is getting as hard as fermenting wine in a gumboot! Naturally, with house prices and interest rates dropping, we have an increasing number of clients wanting to buy property. Frustratingly, the banks keep tightening credit criteria because (1) they don’t have enough funding to meet demand and (2)
There is a difference between what customers think a bank is, and the reality. Once upon a time the “branch banker” was the local expert on finance. Many of us still perceive banks and bankers in this light, but it is no longer the case. In reality, banks are simply retailers. Bank staff are largely
2009
I’m not participating in this Recession
Filed under: Interest Rates, Life and Income Protection, NZ Economy
Apparently not enough of us are depressed or taking this whole credit crisis seriously enough! Isn’t it funny that when the rest of world was booming, we were too laid back and missed out on most of the growth. Now the world is in a major recession, we’re still too laid back. If we were
One of the things we see a lot of is the financial difficultly people find themselves in once they start a family, or simply juggling their family and the mortgage. The good news is that with falling interest rates there are an increasing number of opportunities where we can help lighten the load
In this blog we show you some simple tricks to pay-off your mortgage up to 8 years faster and pay 40% less interest over the life of the mortgage
most recent posts
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Mortgage Packages | Best Mortgage Deals
August 21st 2010 -
NZ Mortgage Rate Forecast | Wet and wild with patches of sun
August 21st 2010 -
First Home Buyers | A New Mindset
August 7th 2010 -
Musings | Bank Economist versus Pikelet the Pig
July 31st 2010 -
NZ Mortgages | Buying Property in New Zealand
July 25th 2010