jb's blog

The property market is finely balanced. There is an element of “the emperor has no clothes” as we all wake up to the reality of the credit crisis and the reality that it isn’t over yet

The Reserve Bank is going to have to keep mortgage rates low to prevent a collapse in consumption and the flow on impact on the economy. In my opinion we are in for a sustained period of low interest rates

I’ve rescued 3 readers in the past week from making a big and expensive mistake with their mortgage. What scared me was the lack impartial advice they were getting from the Mobile Mortgage Manager. As this article highlights the lack of independence of a Lender’s own sales team can easily result in poor advice.

This Ask an Expert column ran in the NZ Herald last week.  IT was in response to a question on how to borrow if you are cash poor but asset rich.
“I have recently come back from overseas and have big plans to set up my own import/export business here. I am very keen to buy

Redraw can be a clever way to pay your mortgage off faster without the hassle of lack of control you get with a revolving credit