jb's blog

Apologies for not posting over the past eight weeks. A big surge in property buying over December and January (whilst the team were on holidays) kept me very busy! This market update is just a summary of my thoughts on mortgage rates and property as we head into

It’s tough being a home buyer in this market. On one hand everyone is telling you that you have the upper hand – although it often doesn’t feel that way. On the other hand, some people will be quick to tell you that you’re a fool for buying because house prices are falling and the

My view? Hedge your bets. Starting putting some of your mortgages into two- or three-year fixed rates and leave the remainder in floating

It’s a buyer’s market but that doesn’t make it easy. Where is the “good value for money”? How can I buy into a good area? Finding motivated vendors? How to negotiate the price? What’s happening to interest rates

In this latest forecast we stick to the mantra that if you are contemplating fixing your mortgage, then you might as well do it now. Mortgage rates have largely bottomed out, once you factor in the amount of discounts below advertised mortgage rates. You could always wait but then chances are you’ll miss the bottom and before you know it rates will be higher. Our view is to fix half for two or three years and leave half in floating