jb's blog

There are a number of work and professional mortgage discounts available across lenders that are not widely publicised. As mortgage brokers we can access these as well as make sure you’re getting the best possible advice and service

Occasionally it is worth diving under the skirt of invisibility to understand the dynamics that shape our retail banks. For me, after 14 years in that system, I’m still fascinated by the competitive dynamics of retail banking. For you the reader, it can give you an insight into how banks operate as well as what we might expect from them in the future. It feels like 1998 all over again. At that time I can remember the boss stopping the paper and getting rid of the pot plants. Maybe we’re not there yet but the environment is starting to feel the same

Here is my latest forecast for New Zealand mortgage rates. Although short-term mortgage rates have increased, long-term rates continue to fall due to a weaker-than-expected economy

I’ve been talking with a large number of first home buyers these past few months. Earlier today I was reflecting on what has changed since the “credit crisis.” Here are my thoughts

With long-term mortgage rates dropping again, I’m musing (on a Friday night!) on who might be the better financial oracle – Pikelet the pig or one of our renowned bank economists

Tags: