jb's blog

We have arranged asset lending for a few immigrants who hadn’t found work yet, an entrepreneur who had just started a new business, a couple needing to recapitalise their company, and a retired couple buying a retirement home prior to selling their existing home.

Redraw can be a clever way to pay your mortgage off more quickly without the lack of control you get with revolving credit

Key message: don’t panic! With a better understanding of your finances, you won’t break into a sweat every time mortgage rates increase or decrease.

The OCR party continued today with a stay of execution but I’d still be inclined to start considering fixing part of your mortgage for 12-18 months

Bank economists seem to talk up mortgage rates but I’m not so sure! When you look at the fundamentals I struggle to see why rates need to increase much at all