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	<title>Squirrel &#187; 100% Mortgages</title>
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	<description>The Mortgage Experts</description>
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		<title>95% Mortgages Revisited</title>
		<link>http://www.squirrel.co.nz/95-mortgages-revisited/</link>
		<comments>http://www.squirrel.co.nz/95-mortgages-revisited/#comments</comments>
		<pubDate>Mon, 11 May 2009 20:07:30 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[100% Mortgages]]></category>
		<category><![CDATA[95% mortgages]]></category>
		<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[First Mortgage]]></category>

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		<description><![CDATA[The mortgage market has tightened up somewhat, but provided you have strong income and a stable job history or no debts, then 95% is still an option for you. 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/has-the-housing-market-turned/' rel='bookmark' title='Permanent Link: Has the Housing Market Turned?'>Has the Housing Market Turned?</a></li>
<li><a href='http://www.squirrel.co.nz/banks-credit-rules/' rel='bookmark' title='Permanent Link: Banks are Easing Credit Rules'>Banks are Easing Credit Rules</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/' rel='bookmark' title='Permanent Link: First Home Buyers | Low Equity Fee Comparison'>First Home Buyers | Low Equity Fee Comparison</a></li>
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		<title>Has the Housing Market Turned?</title>
		<link>http://www.squirrel.co.nz/has-the-housing-market-turned/</link>
		<comments>http://www.squirrel.co.nz/has-the-housing-market-turned/#comments</comments>
		<pubDate>Mon, 16 Mar 2009 19:27:28 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[100% Mortgages]]></category>
		<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Investment Property]]></category>

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		<description><![CDATA[There is no need to rush into buying (unless your preapproval is running out!).  Yes, it might seem a bit crazy out there at the moment but the pendulum will swing back to buyers over the coming months.  Even now, there are still bargains out there, but you won’t find them if you're not looking


Related posts:<ol><li><a href='http://www.squirrel.co.nz/sponsor-a-first-home-buyer/' rel='bookmark' title='Permanent Link: Sponsor a First Home Buyer?'>Sponsor a First Home Buyer?</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-loan/' rel='bookmark' title='Permanent Link: When is a Good Time to Buy My First Home?'>When is a Good Time to Buy My First Home?</a></li>
<li><a href='http://www.squirrel.co.nz/nz-property-house-prices/' rel='bookmark' title='Permanent Link: NZ Property | Where to for House Prices?'>NZ Property | Where to for House Prices?</a></li>
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		<title>Tried to Get a Mortgage Lately?</title>
		<link>http://www.squirrel.co.nz/where-art-thou-mortgages/</link>
		<comments>http://www.squirrel.co.nz/where-art-thou-mortgages/#comments</comments>
		<pubDate>Sat, 21 Feb 2009 03:43:49 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Property Buying Tips]]></category>
		<category><![CDATA[100% Mortgages]]></category>
		<category><![CDATA[First Homebuyers]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Property Investors]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=209</guid>
		<description><![CDATA[The days of banks throwing money at us are long gone.  In fact, we are almost back to the old days where you had to go cap-in-hand to the bank to literally squeeze money out of their vice- like hands


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<li><a href='http://www.squirrel.co.nz/does-your-business-banker-really-know-you/' rel='bookmark' title='Permanent Link: Does Your Business Banker Really Know You?'>Does Your Business Banker Really Know You?</a></li>
</ol>]]></description>
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		<title>Sponsor a First Home Buyer?</title>
		<link>http://www.squirrel.co.nz/sponsor-a-first-home-buyer/</link>
		<comments>http://www.squirrel.co.nz/sponsor-a-first-home-buyer/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 10:10:25 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[100% Mortgages]]></category>
		<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Mortgage Investments]]></category>
		<category><![CDATA[Private Funding]]></category>
		<category><![CDATA[Second Mortgages]]></category>

		<guid isPermaLink="false">http://www.mysquirrel.co.nz/?p=101</guid>
		<description><![CDATA[Lenders have pulled-back from lending to First Home Buyers.  Our view is that this has created opportunities for Investors to fill the gap and earn good returns (circa 10%-15%.)  Each investment is small and you get to choose your Home Buyers.  We'll work with you to minimise the risks


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<li><a href='http://www.squirrel.co.nz/home-buyers-mindset/' rel='bookmark' title='Permanent Link: First Home Buyers | A New Mindset'>First Home Buyers | A New Mindset</a></li>
<li><a href='http://www.squirrel.co.nz/10-hot-tips-home-buyers/' rel='bookmark' title='Permanent Link: 10 Hot Tips for First Home Buyers'>10 Hot Tips for First Home Buyers</a></li>
</ol>]]></description>
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		<title>Have you seen a Bank Troll Lately?</title>
		<link>http://www.squirrel.co.nz/have-you-seen-a-bank-troll-lately/</link>
		<comments>http://www.squirrel.co.nz/have-you-seen-a-bank-troll-lately/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 10:02:45 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[100% Mortgages]]></category>
		<category><![CDATA[Credit Crisis]]></category>
		<category><![CDATA[Credit Decisions]]></category>

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		<description><![CDATA[Credit and lending decisions are increasingly being made by "Head Office."  This can have unwanted outcomes that you need to be wary of.  More than ever it is important to plan your mortgages and split your relationship across multiple banks


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</ol>]]></description>
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