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	<title>Squirrel &#187; 5 year fixed rate</title>
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	<description>The Mortgage Experts</description>
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		<title>Market view of Rates is softening</title>
		<link>http://www.squirrel.co.nz/market-rate-view-softening/</link>
		<comments>http://www.squirrel.co.nz/market-rate-view-softening/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 09:34:28 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[5 year fixed rate]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rate Forecast]]></category>

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		<description><![CDATA[Long-term wholesale interest rates have been dropping, which reinforces what we’ve been saying for a while &#8211; that the market overcooked its forecast on interest rates. Rates will increase, but not as quickly as the market initially priced in.  The 5 year funding rate has dropped half a percent to 5.30% since it peaked in 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/long-term-mortgage-rates-have-bottomed/' rel='bookmark' title='Permanent Link: Long-term mortgage rates have bottomed'>Long-term mortgage rates have bottomed</a></li>
<li><a href='http://www.squirrel.co.nz/dont-panic-about-rates/' rel='bookmark' title='Permanent Link: Don&#8217;t Panic about Rates!'>Don&#8217;t Panic about Rates!</a></li>
<li><a href='http://www.squirrel.co.nz/market-mispricing-mortgage-rates/' rel='bookmark' title='Permanent Link: How the Market is mispricing Mortgage Rates'>How the Market is mispricing Mortgage Rates</a></li>
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		<title>NZ Mortgage Rate Forecast 2010</title>
		<link>http://www.squirrel.co.nz/nz-mortgage-rate-forecast-2010/</link>
		<comments>http://www.squirrel.co.nz/nz-mortgage-rate-forecast-2010/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 08:23:11 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[5 year fixed rate]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Rate Forecast]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2126</guid>
		<description><![CDATA[For the past 12 months mortgage rates have been at historic lows. There has been talk for some time that rates will eventually increase and 2010 has been slated as the year that will happen. Some Economists have talked about as early as April whilst others are still talking September. Timing aside, rates will go 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/mortgage-interest-rate-strategies/' rel='bookmark' title='Permanent Link: Mortgage Interest Rate Strategies'>Mortgage Interest Rate Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/nz-mortgage-rates-2010/' rel='bookmark' title='Permanent Link: NZ Mortgage Rates will stay Low for 2010'>NZ Mortgage Rates will stay Low for 2010</a></li>
<li><a href='http://www.squirrel.co.nz/rates-on-the-increase/' rel='bookmark' title='Permanent Link: Mortgage Rates | Rates on the increase'>Mortgage Rates | Rates on the increase</a></li>
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		<title>How the Market is mispricing Mortgage Rates</title>
		<link>http://www.squirrel.co.nz/market-mispricing-mortgage-rates/</link>
		<comments>http://www.squirrel.co.nz/market-mispricing-mortgage-rates/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 11:28:10 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[5 year fixed rate]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=1072</guid>
		<description><![CDATA[In previous posts we have shown you how to save tens of thousands in mortgage interest by leveraging short-term rates and repaying your mortgage faster. In this post we show you that long-term rates are overpriced, and that whilst mortgage rates will increase, it won&#8217;t be nearly as fast as the media banter would suggest. 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/dont-panic-about-rates-part-ii/' rel='bookmark' title='Permanent Link: Don&#8217;t Panic About Rates &#8211; Part II'>Don&#8217;t Panic About Rates &#8211; Part II</a></li>
<li><a href='http://www.squirrel.co.nz/short-term-mortgage-rates-best/' rel='bookmark' title='Permanent Link: Why Short Term Mortgage Rates are Best'>Why Short Term Mortgage Rates are Best</a></li>
<li><a href='http://www.squirrel.co.nz/lowest-floating-mortgage-rates/' rel='bookmark' title='Permanent Link: Lowest Ever Floating Mortgage Rates'>Lowest Ever Floating Mortgage Rates</a></li>
</ol>]]></description>
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		<title>How to Create a Fixed for Life Mortgage</title>
		<link>http://www.squirrel.co.nz/fixed-life-mortgage/</link>
		<comments>http://www.squirrel.co.nz/fixed-life-mortgage/#comments</comments>
		<pubDate>Sun, 13 Sep 2009 04:07:02 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[5 year fixed rate]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[mortgage budgeting]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage repayments]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=1052</guid>
		<description><![CDATA[Too many homeowners are preoccupied with mortgage rates when they should be focused on repaying their debt as fast as possible. In this post I&#8217;ll show you how to keep your repayments constant for the life of your mortgage (&#8220;fixed for life&#8221;) but at the same time benefit from low short term interest rates. Step 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/break-fixed-rate-mortgage/' rel='bookmark' title='Permanent Link: Break your Fixed Rate Mortgage and Save $$$'>Break your Fixed Rate Mortgage and Save $$$</a></li>
<li><a href='http://www.squirrel.co.nz/pay-off-your-mortgage-40-faster/' rel='bookmark' title='Permanent Link: Pay off your Mortgage 40% Faster'>Pay off your Mortgage 40% Faster</a></li>
<li><a href='http://www.squirrel.co.nz/time-split-fixed-rates/' rel='bookmark' title='Permanent Link: Time to Split my Fixed Rates'>Time to Split my Fixed Rates</a></li>
</ol>]]></description>
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