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	<title>Squirrel &#187; First Home Buyers</title>
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	<description>The Mortgage Experts</description>
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		<title>10 Hot Tips for First Home Buyers</title>
		<link>http://www.squirrel.co.nz/10-hot-tips-home-buyers/</link>
		<comments>http://www.squirrel.co.nz/10-hot-tips-home-buyers/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 10:49:47 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[First Home]]></category>
		<category><![CDATA[First Mortgage]]></category>

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		<description><![CDATA[It’s tough being a home buyer in this market. On one hand everyone is telling you that you have the upper hand &#8211; although it often doesn’t feel that way. On the other hand, some people will be quick to tell you that you’re a fool for buying because house prices are falling and the 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/first-home-loan/' rel='bookmark' title='Permanent Link: When is a Good Time to Buy My First Home?'>When is a Good Time to Buy My First Home?</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/' rel='bookmark' title='Permanent Link: First Home Buyers | Low Equity Fee Comparison'>First Home Buyers | Low Equity Fee Comparison</a></li>
<li><a href='http://www.squirrel.co.nz/renting-buying-home/' rel='bookmark' title='Permanent Link: Renting Versus Buying First Home'>Renting Versus Buying First Home</a></li>
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		<title>First Home Buyers &#124; 95% Mortgages for High-Income Earners</title>
		<link>http://www.squirrel.co.nz/home-buyers-95-mortgages-high-income-earners/</link>
		<comments>http://www.squirrel.co.nz/home-buyers-95-mortgages-high-income-earners/#comments</comments>
		<pubDate>Sat, 18 Sep 2010 02:05:54 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[95% mortgages]]></category>
		<category><![CDATA[Low Equity Fees]]></category>

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		<description><![CDATA[Squirrel now has more banks lending at 95% (5% saved deposit) but only if you have household income over $100,000 and squeaky clean credit history


Related posts:<ol><li><a href='http://www.squirrel.co.nz/95-mortgages-revisited/' rel='bookmark' title='Permanent Link: 95% Mortgages Revisited'>95% Mortgages Revisited</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/' rel='bookmark' title='Permanent Link: First Home Buyers | Low Equity Fee Comparison'>First Home Buyers | Low Equity Fee Comparison</a></li>
<li><a href='http://www.squirrel.co.nz/home-buyers-mindset/' rel='bookmark' title='Permanent Link: First Home Buyers | A New Mindset'>First Home Buyers | A New Mindset</a></li>
</ol>]]></description>
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		<title>First Home Buyers &#124; A New Mindset</title>
		<link>http://www.squirrel.co.nz/home-buyers-mindset/</link>
		<comments>http://www.squirrel.co.nz/home-buyers-mindset/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 11:04:30 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[10% House Deposit]]></category>
		<category><![CDATA[Credit Crisis]]></category>
		<category><![CDATA[First Home]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[Mortgage Advice]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2399</guid>
		<description><![CDATA[I’ve been talking with a large number of first home buyers these past few months.  Earlier today I was reflecting on what has changed since the “credit crisis.”  Here are my thoughts


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<li><a href='http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/' rel='bookmark' title='Permanent Link: First Home Buyers | Low Equity Fee Comparison'>First Home Buyers | Low Equity Fee Comparison</a></li>
<li><a href='http://www.squirrel.co.nz/renting-buying-home/' rel='bookmark' title='Permanent Link: Renting Versus Buying First Home'>Renting Versus Buying First Home</a></li>
</ol>]]></description>
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		<title>First Home Grant &#124; KiwiSaver</title>
		<link>http://www.squirrel.co.nz/home-kiwi-saver-deposit-subsidy/</link>
		<comments>http://www.squirrel.co.nz/home-kiwi-saver-deposit-subsidy/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 09:13:17 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Property Buying Tips]]></category>
		<category><![CDATA[Deposit Grant]]></category>
		<category><![CDATA[Deposit Subsidy]]></category>
		<category><![CDATA[First Home]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[Kiwi Saver]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2335</guid>
		<description><![CDATA[If you have been in KiwiSaver for three years you can get a $3,000 grant towards your first home and also withdraw your KiwiSaver contributions and put that towards your deposit


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<li><a href='http://www.squirrel.co.nz/renting-buying-home/' rel='bookmark' title='Permanent Link: Renting Versus Buying First Home'>Renting Versus Buying First Home</a></li>
<li><a href='http://www.squirrel.co.nz/home-buyers-mindset/' rel='bookmark' title='Permanent Link: First Home Buyers | A New Mindset'>First Home Buyers | A New Mindset</a></li>
</ol>]]></description>
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		<title>Credit Crisis &#124; How the Housing Life Cycle is Broken</title>
		<link>http://www.squirrel.co.nz/housing-life-cycle-broken/</link>
		<comments>http://www.squirrel.co.nz/housing-life-cycle-broken/#comments</comments>
		<pubDate>Sun, 13 Jun 2010 10:08:14 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[Property Investment]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[Investment Property]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2325</guid>
		<description><![CDATA[This post follows two couples to understand the issues facing Baby Boomers and First Home Buyers


Related posts:<ol><li><a href='http://www.squirrel.co.nz/has-the-housing-market-turned/' rel='bookmark' title='Permanent Link: Has the Housing Market Turned?'>Has the Housing Market Turned?</a></li>
<li><a href='http://www.squirrel.co.nz/revolving-credit/' rel='bookmark' title='Permanent Link: How to Use Revolving Credit'>How to Use Revolving Credit</a></li>
<li><a href='http://www.squirrel.co.nz/hate-life-insurance/' rel='bookmark' title='Permanent Link: I Hate Life Insurance'>I Hate Life Insurance</a></li>
</ol>]]></description>
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