Tagged: First Home

It’s tough being a home buyer in this market. On one hand everyone is telling you that you have the upper hand – although it often doesn’t feel that way. On the other hand, some people will be quick to tell you that you’re a fool for buying because house prices are falling and the

I’ve been talking with a large number of first home buyers these past few months. Earlier today I was reflecting on what has changed since the “credit crisis.” Here are my thoughts

If you have been in KiwiSaver for three years you can get a $3,000 grant towards your first home and also withdraw your KiwiSaver contributions and put that towards your deposit

Buying your first home will almost always make better sense than renting. That is unless you live with five other flatties, eat baked beans, and have a communal shower. Those are hard economics to beat under any scenario!

“Action may not always bring happiness, but there is no happiness without action.” Benjamin Disraeli, former British Prime Minister.

And so it is that most people will choose inertia and unhappiness over making a decision for fear of failure. I’ve been reading a number of blogs recently on property and whether buying now makes sense. There has been vociferous argument from both sides