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	<title>Squirrel &#187; First Mortgage</title>
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	<description>The Mortgage Experts</description>
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		<title>10 Hot Tips for First Home Buyers</title>
		<link>http://www.squirrel.co.nz/10-hot-tips-home-buyers/</link>
		<comments>http://www.squirrel.co.nz/10-hot-tips-home-buyers/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 10:49:47 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[First Home]]></category>
		<category><![CDATA[First Mortgage]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2540</guid>
		<description><![CDATA[It’s tough being a home buyer in this market. On one hand everyone is telling you that you have the upper hand &#8211; although it often doesn’t feel that way. On the other hand, some people will be quick to tell you that you’re a fool for buying because house prices are falling and the 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/first-home-loan/' rel='bookmark' title='Permanent Link: When is a Good Time to Buy My First Home?'>When is a Good Time to Buy My First Home?</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/' rel='bookmark' title='Permanent Link: First Home Buyers | Low Equity Fee Comparison'>First Home Buyers | Low Equity Fee Comparison</a></li>
<li><a href='http://www.squirrel.co.nz/renting-buying-home/' rel='bookmark' title='Permanent Link: Renting Versus Buying First Home'>Renting Versus Buying First Home</a></li>
</ol>]]></description>
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		<title>First Home Buyers &#124; A New Mindset</title>
		<link>http://www.squirrel.co.nz/home-buyers-mindset/</link>
		<comments>http://www.squirrel.co.nz/home-buyers-mindset/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 11:04:30 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[10% House Deposit]]></category>
		<category><![CDATA[Credit Crisis]]></category>
		<category><![CDATA[First Home]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[Mortgage Advice]]></category>

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		<description><![CDATA[I’ve been talking with a large number of first home buyers these past few months.  Earlier today I was reflecting on what has changed since the “credit crisis.”  Here are my thoughts


Related posts:<ol><li><a href='http://www.squirrel.co.nz/first-home-loan/' rel='bookmark' title='Permanent Link: When is a Good Time to Buy My First Home?'>When is a Good Time to Buy My First Home?</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/' rel='bookmark' title='Permanent Link: First Home Buyers | Low Equity Fee Comparison'>First Home Buyers | Low Equity Fee Comparison</a></li>
<li><a href='http://www.squirrel.co.nz/renting-buying-home/' rel='bookmark' title='Permanent Link: Renting Versus Buying First Home'>Renting Versus Buying First Home</a></li>
</ol>]]></description>
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		<title>First Home Grant &#124; KiwiSaver</title>
		<link>http://www.squirrel.co.nz/home-kiwi-saver-deposit-subsidy/</link>
		<comments>http://www.squirrel.co.nz/home-kiwi-saver-deposit-subsidy/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 09:13:17 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Property Buying Tips]]></category>
		<category><![CDATA[Deposit Grant]]></category>
		<category><![CDATA[Deposit Subsidy]]></category>
		<category><![CDATA[First Home]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[Kiwi Saver]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2335</guid>
		<description><![CDATA[If you have been in KiwiSaver for three years you can get a $3,000 grant towards your first home and also withdraw your KiwiSaver contributions and put that towards your deposit


Related posts:<ol><li><a href='http://www.squirrel.co.nz/sponsor-a-first-home-buyer/' rel='bookmark' title='Permanent Link: Sponsor a First Home Buyer?'>Sponsor a First Home Buyer?</a></li>
<li><a href='http://www.squirrel.co.nz/renting-buying-home/' rel='bookmark' title='Permanent Link: Renting Versus Buying First Home'>Renting Versus Buying First Home</a></li>
<li><a href='http://www.squirrel.co.nz/home-buyers-mindset/' rel='bookmark' title='Permanent Link: First Home Buyers | A New Mindset'>First Home Buyers | A New Mindset</a></li>
</ol>]]></description>
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		<item>
		<title>Renting Versus Buying First Home</title>
		<link>http://www.squirrel.co.nz/renting-buying-home/</link>
		<comments>http://www.squirrel.co.nz/renting-buying-home/#comments</comments>
		<pubDate>Sun, 21 Mar 2010 09:21:03 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[First Home]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[House prices]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Property Prices]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2239</guid>
		<description><![CDATA[Buying your first home will almost always make better sense than renting.  That is unless you live with five other flatties, eat baked beans, and have a communal shower.  Those are hard economics to beat under any scenario!


Related posts:<ol><li><a href='http://www.squirrel.co.nz/the-case-for-buying-property-now/' rel='bookmark' title='Permanent Link: The Case for Buying Property Now'>The Case for Buying Property Now</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-loan/' rel='bookmark' title='Permanent Link: When is a Good Time to Buy My First Home?'>When is a Good Time to Buy My First Home?</a></li>
<li><a href='http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/' rel='bookmark' title='Permanent Link: First Home Buyers | Low Equity Fee Comparison'>First Home Buyers | Low Equity Fee Comparison</a></li>
</ol>]]></description>
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		<title>First Home Buyers &#124; Low Equity Fee Comparison</title>
		<link>http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/</link>
		<comments>http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/#comments</comments>
		<pubDate>Sat, 27 Feb 2010 08:46:50 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Kiwi Bank]]></category>
		<category><![CDATA[Low Equity Fees]]></category>
		<category><![CDATA[Low Equity Margin]]></category>
		<category><![CDATA[Low Equity Premium]]></category>
		<category><![CDATA[Mortgage Lenders Insurance]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=2203</guid>
		<description><![CDATA[If you are borrowing over 80% the rules and costs vary significantly across the different lenders and that's where Squirrel comes in.  


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<li><a href='http://www.squirrel.co.nz/debt-equity-hidden-cost-switching-lenders/' rel='bookmark' title='Permanent Link: Debt Equity | The Hidden Cost of Refinancing'>Debt Equity | The Hidden Cost of Refinancing</a></li>
<li><a href='http://www.squirrel.co.nz/home-buyers-mindset/' rel='bookmark' title='Permanent Link: First Home Buyers | A New Mindset'>First Home Buyers | A New Mindset</a></li>
</ol>]]></description>
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