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	<title>Squirrel &#187; Gifted Deposits</title>
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	<description>The Mortgage Experts</description>
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		<title>Guarantors and Family Loans</title>
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		<pubDate>Fri, 29 Aug 2008 01:00:59 +0000</pubDate>
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				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Property Buying Tips]]></category>
		<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[Gifted Deposits]]></category>
		<category><![CDATA[Mortgage Guarantees]]></category>
		<category><![CDATA[No Deposit]]></category>
		<category><![CDATA[Parent Guarantor]]></category>

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		<description><![CDATA[In the current market, it has become harder for first home buyers to get a mortgage.  Lenders almost always require a 20% deposit.  Your parents can help by topping up your deposit or they can act as a guarantor. Deposits Parents can gift you a deposit, but often they will want to avoid the tax 


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