Mortgage Rates | Do They Really Need to Increase?
When it comes to the world I’m a practical guy and maybe a bit of a simpleton. Why is it that bank economists feel the...
NZ Mortgage Rates Will Stay Low for 2010
For those clients that have experienced my rants firsthand, or those of you that follow my blog, my view on mortgage rates...
Market View of Rates is Softening
Long-term wholesale interest rates have been dropping, which reinforces what we’ve been saying for a while: The market...
NZ Mortgage Rate Forecast 2010
For the past 12 months mortgage rates have been at historic lows. There has been talk for some time that rates will...
Too Early to Call a Recovery
Really? It’s over? Just like that? I’m slightly bemused by how quickly some commentators are proclaiming the end...
Lowest-Ever Floating Mortgage Rates
On 4th September ASB lowered its floating housing mortgage rate to 5.75% – a new low for a New Zealand bank. Why? ...
The Mortgage Rate Fandango
Predicting future interest rates has become a national obsession. The latest call is that there are “green shoots”...
Don’t Panic About Rates!
STOP, BREATH DEEPLY, THINK. If you haven’t fixed yet … don’t panic. Even with a five-year rate at 7.50%...
Weighing Up the Costs: Buy Now or Wait for Next Year?
The theme here is: Don’t get too focused on the absolute interest rate. Simply being able to buy, and buying well, are...
Mortgage Interest Rate Strategies
The most important rule is to get decent advice. Having the right mortgage structure will save you thousands and reduce your...
Interest Rates Expected to Fall
Good news looks likely for homeowners, with mortgage interest rates looking likely to drop further in the near...