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	<title>Squirrel &#187; Kiwi Bank</title>
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	<description>The Mortgage Experts</description>
	<lastBuildDate>Tue, 24 Aug 2010 10:28:07 +0000</lastBuildDate>
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		<title>First Home Buyers &#124; Low Equity Fee Comparison</title>
		<link>http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/</link>
		<comments>http://www.squirrel.co.nz/first-home-buyers-low-equity-fee/#comments</comments>
		<pubDate>Sat, 27 Feb 2010 08:46:50 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[First Mortgage]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Kiwi Bank]]></category>
		<category><![CDATA[Low Equity Fees]]></category>
		<category><![CDATA[Low Equity Margin]]></category>
		<category><![CDATA[Low Equity Premium]]></category>
		<category><![CDATA[Mortgage Lenders Insurance]]></category>

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		<description><![CDATA[Most first home buyers do not know that Kiwi Bank and BNZ are the most expensive lenders if you are borrowing over 80%. Neither Kiwi Bank or BNZ disclose their low equity fees on their web sites.  On the positive side they are still both lending up to 95%. If you are borrowing over 80% 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/bank-home-loan-profits-up-90/' rel='bookmark' title='Permanent Link: Bank Home Loan Profits up 90%'>Bank Home Loan Profits up 90%</a></li>
<li><a href='http://www.squirrel.co.nz/95-mortgages-revisited/' rel='bookmark' title='Permanent Link: 95% Mortgages Revisited'>95% Mortgages Revisited</a></li>
<li><a href='http://www.squirrel.co.nz/renting-buying-home/' rel='bookmark' title='Permanent Link: Renting Versus Buying First Home'>Renting Versus Buying First Home</a></li>
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		<item>
		<title>Your Bank is just a Retailer</title>
		<link>http://www.squirrel.co.nz/your-bank-is-just-a-retailer/</link>
		<comments>http://www.squirrel.co.nz/your-bank-is-just-a-retailer/#comments</comments>
		<pubDate>Sat, 21 Feb 2009 03:02:18 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Kiwi Bank]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Structuring]]></category>

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		<description><![CDATA[There is a difference between what customers think a bank is, and the reality. Once upon a time the &#8220;branch banker&#8221; was the local expert on finance. Many of us still perceive banks and bankers in this light, but it is no longer the case.  In reality, banks are simply retailers.  Bank staff are largely 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/break-fixed-rate-mortgage/' rel='bookmark' title='Permanent Link: Break your Fixed Rate Mortgage and Save $$$'>Break your Fixed Rate Mortgage and Save $$$</a></li>
<li><a href='http://www.squirrel.co.nz/mortgage-interest-rate-strategies/' rel='bookmark' title='Permanent Link: Mortgage Interest Rate Strategies'>Mortgage Interest Rate Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/have-you-seen-a-bank-troll-lately/' rel='bookmark' title='Permanent Link: Have you seen a Bank Troll Lately?'>Have you seen a Bank Troll Lately?</a></li>
</ol>]]></description>
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		<title>Break your Fixed Rate Mortgage and Save $$$</title>
		<link>http://www.squirrel.co.nz/break-fixed-rate-mortgage/</link>
		<comments>http://www.squirrel.co.nz/break-fixed-rate-mortgage/#comments</comments>
		<pubDate>Tue, 16 Dec 2008 03:47:21 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Early Repayment Fees]]></category>
		<category><![CDATA[Kiwi Bank]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Prepayment]]></category>
		<category><![CDATA[Mortgage Structuring]]></category>
		<category><![CDATA[Refinancing]]></category>

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		<description><![CDATA[For ASB, BNZ and National Bank customers there is potentially a financial benefit from breaking your fixed rate mortgage especially if you took a longer-term fixed rate.  In this blog we show you how it all works and what the benefits are


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<li><a href='http://www.squirrel.co.nz/pay-off-mortgage-faster/' rel='bookmark' title='Permanent Link: How to Save $80,000 on your Mortgage'>How to Save $80,000 on your Mortgage</a></li>
<li><a href='http://www.squirrel.co.nz/time-split-fixed-rates/' rel='bookmark' title='Permanent Link: Time to Split my Fixed Rates'>Time to Split my Fixed Rates</a></li>
</ol>]]></description>
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		<title>Mortgage Interest Rate Strategies</title>
		<link>http://www.squirrel.co.nz/mortgage-interest-rate-strategies/</link>
		<comments>http://www.squirrel.co.nz/mortgage-interest-rate-strategies/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 00:01:50 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[Kiwi Bank]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Structure]]></category>

		<guid isPermaLink="false">http://www.mysquirrel.co.nz/?p=99</guid>
		<description><![CDATA[Mortgage rates are forecast to bottom out around June 2009. Short term rates could get as low as 5.50% with longer-term rates getting down to around 6.00%-6.50%. In my opinion that means taking a six month fixed rate now at 6.50%-6.90% is the best option. In six months you can then look to split your mortgage into multiple fixed rates and spread them over 3-5 year fixed terms


Related posts:<ol><li><a href='http://www.squirrel.co.nz/what-rate-is-best-post-ocr-rate-update/' rel='bookmark' title='Permanent Link: What Rate is Best?  Post OCR Rate Update'>What Rate is Best?  Post OCR Rate Update</a></li>
<li><a href='http://www.squirrel.co.nz/updated-mortgage-strategies/' rel='bookmark' title='Permanent Link: Updated Mortgage Strategies'>Updated Mortgage Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/interest-rate-swap-lemon/' rel='bookmark' title='Permanent Link: Have you been sold an &#8220;Interest Rate Swap&#8221; Lemon?'>Have you been sold an &#8220;Interest Rate Swap&#8221; Lemon?</a></li>
</ol>]]></description>
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