2011
Fix or Float: Dissecting Mortgage Rates
Filed under: Featured, Interest Rates, Mortgages, NZ Economy
Should you fix or float? One thing is for sure you need to know what mortgage rates you can negotiate before trying to decide what option gives you the best value-for-money
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Mortgage Forecast | October 2010
Filed under: Featured, Interest Rates, Mortgages, NZ Economy
In this latest forecast we stick to the mantra that if you are contemplating fixing your mortgage, then you might as well do it now. Mortgage rates have largely bottomed out, once you factor in the amount of discounts below advertised mortgage rates. You could always wait but then chances are you’ll miss the bottom and before you know it rates will be higher. Our view is to fix half for two or three years and leave half in floating
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Mortgage Rates | Forecast after July OCR
Filed under: Featured, Interest Rates, NZ Economy
The next Reserve Bank OCR announcement is on 29th July so I thought I’d line up a few graphs and talk about what might happen. We are sure living in interesting times!
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The OCR party continued today with a stay of execution but I’d still be inclined to start considering fixing part of your mortgage for 12-18 months
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Mortgage Rates | Do They Really Need to Increase?
Filed under: Interest Rates, NZ Economy
Bank economists seem to talk up mortgage rates but I’m not so sure! When you look at the fundamentals I struggle to see why rates need to increase much at all
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