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	<title>Squirrel &#187; Mortgage Structure</title>
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	<description>The Mortgage Experts</description>
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		<title>Stretching Yourself into a Big Mortgage</title>
		<link>http://www.squirrel.co.nz/stretching-big-mortgage/</link>
		<comments>http://www.squirrel.co.nz/stretching-big-mortgage/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 10:17:25 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Next Home]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Structure]]></category>

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		<description><![CDATA[With bigger mortgages, clients get more nervous about interest rates. The easy way to solve this is set your repayments based on a mortgage rate of 8.50%. By setting your repayments higher, you will initially pay the mortgage off faster. When mortgage rates eventually increase your repayments do not need to change


Related posts:<ol><li><a href='http://www.squirrel.co.nz/long-term-mortgage-rates-have-bottomed/' rel='bookmark' title='Permanent Link: Long-Term Mortgage Rates Have Bottomed'>Long-Term Mortgage Rates Have Bottomed</a></li>
<li><a href='http://www.squirrel.co.nz/updated-mortgage-strategies/' rel='bookmark' title='Permanent Link: Updated Mortgage Strategies'>Updated Mortgage Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/which-mortgage-fixed-rate-best/' rel='bookmark' title='Permanent Link: Which Fixed Mortgage Rate is Best?'>Which Fixed Mortgage Rate is Best?</a></li>
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		<title>Updated Mortgage Strategies</title>
		<link>http://www.squirrel.co.nz/updated-mortgage-strategies/</link>
		<comments>http://www.squirrel.co.nz/updated-mortgage-strategies/#comments</comments>
		<pubDate>Fri, 10 Apr 2009 02:30:08 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Structure]]></category>

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		<description><![CDATA[With fixed rates having increased we once again look at mortgage strategies, but nothing has really changed from our previous recommendations.  It is all about having a clear strategy and not wavering when confronted with irrational market panic!


Related posts:<ol><li><a href='http://www.squirrel.co.nz/mortgage-interest-rate-strategies/' rel='bookmark' title='Permanent Link: Mortgage Interest Rate Strategies'>Mortgage Interest Rate Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/long-term-mortgage-rates-have-bottomed/' rel='bookmark' title='Permanent Link: Long-Term Mortgage Rates Have Bottomed'>Long-Term Mortgage Rates Have Bottomed</a></li>
<li><a href='http://www.squirrel.co.nz/dont-panic-about-rates/' rel='bookmark' title='Permanent Link: Don&#8217;t Panic About Rates!'>Don&#8217;t Panic About Rates!</a></li>
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		<title>How Good is Your Bank on Mortgage Advice?</title>
		<link>http://www.squirrel.co.nz/how-good-is-your-bank-on-mortgage-advice/</link>
		<comments>http://www.squirrel.co.nz/how-good-is-your-bank-on-mortgage-advice/#comments</comments>
		<pubDate>Sat, 21 Mar 2009 06:50:16 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Structure]]></category>
		<category><![CDATA[Mortgage Structuring]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=341</guid>
		<description><![CDATA[Having done over 1,500 mortgage reviews in three months, we thought we should analyse some of the data (without going overboard) to see what it told us


Related posts:<ol><li><a href='http://www.squirrel.co.nz/break-fixed-rate-mortgage/' rel='bookmark' title='Permanent Link: Break Your Fixed Rate Mortgage and Save $$$'>Break Your Fixed Rate Mortgage and Save $$$</a></li>
<li><a href='http://www.squirrel.co.nz/mortgage-interest-rate-strategies/' rel='bookmark' title='Permanent Link: Mortgage Interest Rate Strategies'>Mortgage Interest Rate Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/your-bank-is-just-a-retailer/' rel='bookmark' title='Permanent Link: Your Bank is Just a Retailer'>Your Bank is Just a Retailer</a></li>
</ol>]]></description>
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		<title>Mortgage Interest Rate Strategies</title>
		<link>http://www.squirrel.co.nz/mortgage-interest-rate-strategies/</link>
		<comments>http://www.squirrel.co.nz/mortgage-interest-rate-strategies/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 00:01:50 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[Kiwi Bank]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Structure]]></category>

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		<description><![CDATA[Mortgage rates are forecast to bottom out around June 2009. Short term rates could get as low as 5.50% with longer-term rates getting down to around 6.00%-6.50%. In my opinion that means taking a six month fixed rate now at 6.50%-6.90% is the best option. In six months you can then look to split your mortgage into multiple fixed rates and spread them over 3-5 year fixed terms


Related posts:<ol><li><a href='http://www.squirrel.co.nz/what-rate-is-best-post-ocr-rate-update/' rel='bookmark' title='Permanent Link: What Rate is Best?  Post-OCR Rate Update'>What Rate is Best?  Post-OCR Rate Update</a></li>
<li><a href='http://www.squirrel.co.nz/updated-mortgage-strategies/' rel='bookmark' title='Permanent Link: Updated Mortgage Strategies'>Updated Mortgage Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/interest-rate-swap-lemon/' rel='bookmark' title='Permanent Link: Have You Been Sold an &#8220;Interest Rate Swap&#8221; Lemon?'>Have You Been Sold an &#8220;Interest Rate Swap&#8221; Lemon?</a></li>
</ol>]]></description>
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