<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Squirrel &#187; Mortgage Structuring</title>
	<atom:link href="http://www.squirrel.co.nz/tag/mortgage-structuring/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.squirrel.co.nz</link>
	<description>The Mortgage Experts</description>
	<lastBuildDate>Sat, 28 Jan 2012 01:12:47 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0.1</generator>
		<item>
		<title>How to Use Revolving Credit</title>
		<link>http://www.squirrel.co.nz/revolving-credit/</link>
		<comments>http://www.squirrel.co.nz/revolving-credit/#comments</comments>
		<pubDate>Sun, 02 Aug 2009 08:47:29 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Structuring]]></category>
		<category><![CDATA[Revolving Credit]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=990</guid>
		<description><![CDATA[Revolving credit is one of those gems that advisers like us pull out to look intelligent. It’s not for everyone, but to my mind revolving credit rocks!


Related posts:<ol><li><a href='http://www.squirrel.co.nz/break-fixed-rate-mortgage/' rel='bookmark' title='Permanent Link: Break Your Fixed Rate Mortgage and Save $$$'>Break Your Fixed Rate Mortgage and Save $$$</a></li>
<li><a href='http://www.squirrel.co.nz/pay-off-your-mortgage-40-faster/' rel='bookmark' title='Permanent Link: How to Pay Your Mortgage Off More Quickly'>How to Pay Your Mortgage Off More Quickly</a></li>
<li><a href='http://www.squirrel.co.nz/mortgage-rate-fantango/' rel='bookmark' title='Permanent Link: The Mortgage Rate Fandango'>The Mortgage Rate Fandango</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.squirrel.co.nz/revolving-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Time to Split My Fixed Rates</title>
		<link>http://www.squirrel.co.nz/time-split-fixed-rates/</link>
		<comments>http://www.squirrel.co.nz/time-split-fixed-rates/#comments</comments>
		<pubDate>Sun, 02 Aug 2009 07:49:32 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Structuring]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=981</guid>
		<description><![CDATA[The rationale for this is to avoid having your entire mortgage mature at the same time.  By staggering your mortgage across multiple fixed-rate terms, you reduce your exposure to steep mortgage rate hikes later on


Related posts:<ol><li><a href='http://www.squirrel.co.nz/break-fixed-rate-mortgage/' rel='bookmark' title='Permanent Link: Break Your Fixed Rate Mortgage and Save $$$'>Break Your Fixed Rate Mortgage and Save $$$</a></li>
<li><a href='http://www.squirrel.co.nz/long-term-mortgage-rates-have-bottomed/' rel='bookmark' title='Permanent Link: Long-Term Mortgage Rates Have Bottomed'>Long-Term Mortgage Rates Have Bottomed</a></li>
<li><a href='http://www.squirrel.co.nz/dont-panic-about-rates/' rel='bookmark' title='Permanent Link: Don&#8217;t Panic About Rates!'>Don&#8217;t Panic About Rates!</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.squirrel.co.nz/time-split-fixed-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Mortgage Rate Fandango</title>
		<link>http://www.squirrel.co.nz/mortgage-rate-fantango/</link>
		<comments>http://www.squirrel.co.nz/mortgage-rate-fantango/#comments</comments>
		<pubDate>Sun, 26 Jul 2009 12:09:01 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[House prices]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Structuring]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=970</guid>
		<description><![CDATA[My preferred fixed term remains one-year fixed at 5.39% or 18 months at 5.79% - and probably splitting the mortgage between both to give two bites of the cherry. 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/break-fixed-rate-mortgage/' rel='bookmark' title='Permanent Link: Break Your Fixed Rate Mortgage and Save $$$'>Break Your Fixed Rate Mortgage and Save $$$</a></li>
<li><a href='http://www.squirrel.co.nz/mortgage-interest-rate-strategies/' rel='bookmark' title='Permanent Link: Mortgage Interest Rate Strategies'>Mortgage Interest Rate Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/what-rate-is-best-post-ocr-rate-update/' rel='bookmark' title='Permanent Link: What Rate is Best?  Post-OCR Rate Update'>What Rate is Best?  Post-OCR Rate Update</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.squirrel.co.nz/mortgage-rate-fantango/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Save $80,000 on Your Mortgage</title>
		<link>http://www.squirrel.co.nz/pay-off-mortgage-faster/</link>
		<comments>http://www.squirrel.co.nz/pay-off-mortgage-faster/#comments</comments>
		<pubDate>Sat, 09 May 2009 08:28:36 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Structuring]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=792</guid>
		<description><![CDATA[Einstein marveled at the compound effect of interest rates for good reason.  Over the life of a $300,000 mortgage you will pay over $360,000 in interest!  When you are dealing with such big numbers the cost of getting it wrong can easily run over $80,


Related posts:<ol><li><a href='http://www.squirrel.co.nz/break-fixed-rate-mortgage/' rel='bookmark' title='Permanent Link: Break Your Fixed Rate Mortgage and Save $$$'>Break Your Fixed Rate Mortgage and Save $$$</a></li>
<li><a href='http://www.squirrel.co.nz/your-bank-is-just-a-retailer/' rel='bookmark' title='Permanent Link: Your Bank is Just a Retailer'>Your Bank is Just a Retailer</a></li>
<li><a href='http://www.squirrel.co.nz/long-term-mortgage-rates-have-bottomed/' rel='bookmark' title='Permanent Link: Long-Term Mortgage Rates Have Bottomed'>Long-Term Mortgage Rates Have Bottomed</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.squirrel.co.nz/pay-off-mortgage-faster/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Strategy Unchanged</title>
		<link>http://www.squirrel.co.nz/mortgage-strategy-unchanged/</link>
		<comments>http://www.squirrel.co.nz/mortgage-strategy-unchanged/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 21:49:48 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Structuring]]></category>
		<category><![CDATA[OCR]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=767</guid>
		<description><![CDATA[Having the right Mortgage Strategy can save you thousands in interest every year let alone over the life of a mortgage.  That&#8217;s why we think it always pays to get the best possible advice.  JB (author of this blog) is the former General Manager Products at ANZ National Bank and has managed over $15 billion 


Related posts:<ol><li><a href='http://www.squirrel.co.nz/what-rate-is-best-post-ocr-rate-update/' rel='bookmark' title='Permanent Link: What Rate is Best?  Post-OCR Rate Update'>What Rate is Best?  Post-OCR Rate Update</a></li>
<li><a href='http://www.squirrel.co.nz/updated-mortgage-strategies/' rel='bookmark' title='Permanent Link: Updated Mortgage Strategies'>Updated Mortgage Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/td-price-war-might-push-mortgage-rates-higher/' rel='bookmark' title='Permanent Link: The Term Deposit Price War: Its Impact on Mortgage Rates'>The Term Deposit Price War: Its Impact on Mortgage Rates</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.squirrel.co.nz/mortgage-strategy-unchanged/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

