The next six to 12 months could be interesting. A large number of Kiwis have opted for short-term rates, but the sense I get is that they are sitting there waiting to lock into a fixed rate
My prediction for 2010 is “slightly boring” and that extends to mortgage rates. Yes, they will go up, but not enough for you to stay awake at night and break into cold sweats.
Across the board bank servicing calculations are tougher than they were in 2007. Reduced access to credit will fundamentally constrain property price growth
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