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	<title>Squirrel &#187; Refinancing</title>
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	<description>The Mortgage Experts</description>
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		<title>Debt Equity &#124; The Hidden Cost of Refinancing</title>
		<link>http://www.squirrel.co.nz/debt-equity-hidden-cost-switching-lenders/</link>
		<comments>http://www.squirrel.co.nz/debt-equity-hidden-cost-switching-lenders/#comments</comments>
		<pubDate>Sun, 09 May 2010 10:17:12 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[debt equity]]></category>
		<category><![CDATA[Equity Release]]></category>
		<category><![CDATA[mortgage portability]]></category>
		<category><![CDATA[Refinancing]]></category>

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		<description><![CDATA[I've rescued 3 readers in the past week from making a big and expensive mistake with their mortgage. What scared me was the lack impartial advice they were getting from the Mobile Mortgage Manager.  As this article highlights the lack of independence of a Lender's own sales team can easily result in poor advice.   


Related posts:<ol><li><a href='http://www.squirrel.co.nz/break-fixed-rate-mortgage/' rel='bookmark' title='Permanent Link: Break Your Fixed Rate Mortgage and Save $$$'>Break Your Fixed Rate Mortgage and Save $$$</a></li>
<li><a href='http://www.squirrel.co.nz/mortgage-interest-rate-strategies/' rel='bookmark' title='Permanent Link: Mortgage Interest Rate Strategies'>Mortgage Interest Rate Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/long-term-mortgage-rates-have-bottomed/' rel='bookmark' title='Permanent Link: Long-Term Mortgage Rates Have Bottomed'>Long-Term Mortgage Rates Have Bottomed</a></li>
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		<title>Tried to Get a Mortgage Lately?</title>
		<link>http://www.squirrel.co.nz/where-art-thou-mortgages/</link>
		<comments>http://www.squirrel.co.nz/where-art-thou-mortgages/#comments</comments>
		<pubDate>Sat, 21 Feb 2009 03:43:49 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Property Buying Tips]]></category>
		<category><![CDATA[100% Mortgages]]></category>
		<category><![CDATA[First Homebuyers]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Property Investors]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://www.squirrel.co.nz/?p=209</guid>
		<description><![CDATA[The days of banks throwing money at us are long gone.  In fact, we are almost back to the old days where you had to go cap-in-hand to the bank to literally squeeze money out of their vice- like hands


Related posts:<ol><li><a href='http://www.squirrel.co.nz/break-fixed-rate-mortgage/' rel='bookmark' title='Permanent Link: Break Your Fixed Rate Mortgage and Save $$$'>Break Your Fixed Rate Mortgage and Save $$$</a></li>
<li><a href='http://www.squirrel.co.nz/does-your-business-banker-really-know-you/' rel='bookmark' title='Permanent Link: Does Your Business Banker Really Know You?'>Does Your Business Banker Really Know You?</a></li>
</ol>]]></description>
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		<title>Break Your Fixed Rate Mortgage and Save $$$</title>
		<link>http://www.squirrel.co.nz/break-fixed-rate-mortgage/</link>
		<comments>http://www.squirrel.co.nz/break-fixed-rate-mortgage/#comments</comments>
		<pubDate>Tue, 16 Dec 2008 03:47:21 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Early Repayment Fees]]></category>
		<category><![CDATA[Kiwi Bank]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Prepayment]]></category>
		<category><![CDATA[Mortgage Structuring]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://www.mysquirrel.co.nz/?p=96</guid>
		<description><![CDATA[For ASB, BNZ and National Bank customers there is potentially a financial benefit from breaking your fixed rate mortgage especially if you took a longer-term fixed rate.  In this blog we show you how it all works and what the benefits are


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<li><a href='http://www.squirrel.co.nz/pay-off-mortgage-faster/' rel='bookmark' title='Permanent Link: How to Save $80,000 on Your Mortgage'>How to Save $80,000 on Your Mortgage</a></li>
<li><a href='http://www.squirrel.co.nz/time-split-fixed-rates/' rel='bookmark' title='Permanent Link: Time to Split My Fixed Rates'>Time to Split My Fixed Rates</a></li>
</ol>]]></description>
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		<title>Paying Too Much for Your Non-Bank Mortgage?</title>
		<link>http://www.squirrel.co.nz/paying-too-much-for-your-non-bank-mortgage/</link>
		<comments>http://www.squirrel.co.nz/paying-too-much-for-your-non-bank-mortgage/#comments</comments>
		<pubDate>Sat, 13 Dec 2008 00:18:55 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Business Banking]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Impaired Credit]]></category>
		<category><![CDATA[Low Doc]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Second-Tier]]></category>

		<guid isPermaLink="false">http://www.mysquirrel.co.nz/?p=103</guid>
		<description><![CDATA[Are you still paying over 9% on your mortgage.  You could save thousands in interest by refinancing out of your second-tier lender (Wizard, GE, Tasman, Trustee Executors etc) provided you have a clean credit history, proven income, and your mortgage is less than 80% of the value of the property


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<li><a href='http://www.squirrel.co.nz/have-you-seen-a-bank-troll-lately/' rel='bookmark' title='Permanent Link: Have you seen a Bank Troll Lately?'>Have you seen a Bank Troll Lately?</a></li>
<li><a href='http://www.squirrel.co.nz/surviving-your-mortgage-on-one-income/' rel='bookmark' title='Permanent Link: Mortgage Survival on One Income'>Mortgage Survival on One Income</a></li>
</ol>]]></description>
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