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	<title>Squirrel &#187; Second Mortgages</title>
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	<description>The Mortgage Experts</description>
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		<title>Second Mortgages</title>
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		<pubDate>Sat, 25 Apr 2009 03:14:44 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Advice Drill-Downs]]></category>
		<category><![CDATA[Property Buying Tips]]></category>
		<category><![CDATA[10% House Deposit]]></category>
		<category><![CDATA[Private Funders]]></category>
		<category><![CDATA[Second Mortgages]]></category>

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		<description><![CDATA[A second mortgage is exactly that. For higher-risk lending we sometimes use a bank for the first mortgage (has first priority over the property), and arrange a second mortgage with a finance company


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<li><a href='http://www.squirrel.co.nz/95-mortgages-revisited/' rel='bookmark' title='Permanent Link: 95% Mortgages Revisited'>95% Mortgages Revisited</a></li>
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		<title>Weighing Up the Costs: Buy Now or Wait for Next Year?</title>
		<link>http://www.squirrel.co.nz/the-cost-of-buying-now-or-next-year/</link>
		<comments>http://www.squirrel.co.nz/the-cost-of-buying-now-or-next-year/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 09:28:11 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[NZ Economy]]></category>
		<category><![CDATA[Property Buying Tips]]></category>
		<category><![CDATA[Property Investment]]></category>
		<category><![CDATA[Second Mortgages]]></category>

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		<description><![CDATA[Don't get too focused on the absolute interest rate. Simply being able to buy, and buying well, are where you will make money in the property market at the moment.



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<li><a href='http://www.squirrel.co.nz/mortgage-interest-rate-strategies/' rel='bookmark' title='Permanent Link: Mortgage Interest Rate Strategies'>Mortgage Interest Rate Strategies</a></li>
<li><a href='http://www.squirrel.co.nz/dont-panic-about-rates/' rel='bookmark' title='Permanent Link: Don&#8217;t Panic About Rates!'>Don&#8217;t Panic About Rates!</a></li>
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		<title>Sponsor a First Home Buyer?</title>
		<link>http://www.squirrel.co.nz/sponsor-a-first-home-buyer/</link>
		<comments>http://www.squirrel.co.nz/sponsor-a-first-home-buyer/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 10:10:25 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[100% Mortgages]]></category>
		<category><![CDATA[First Home Buyers]]></category>
		<category><![CDATA[Mortgage Investments]]></category>
		<category><![CDATA[Private Funding]]></category>
		<category><![CDATA[Second Mortgages]]></category>

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		<description><![CDATA[Lenders have pulled-back from lending to First Home Buyers.  Our view is that this has created opportunities for Investors to fill the gap and earn good returns (circa 10%-15%.)  Each investment is small and you get to choose your Home Buyers.  We'll work with you to minimise the risks


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