- Get started on your mortgage
- Buying your first home, next home, investing in property or just keen to review your mortgage?
- Apply online
- Put your savings to work
- Earn better returns and access your money with no penalties.
- Start investing now
Mortgages, Saving and Investing
If it’s a home loan you need, our expert mortgage advisers will get you the best deal. Or if you want to earn higher interest on your savings, check out our great options. Either way, we’ve got your back.
We're best at what's best for you.
Everything you need under one roof
Mortgage broker
We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.
Lender
Not everyone fits inside the bank box. That's where our own unique lending products come in.
Savings and investments
Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.
We've been helping Kiwis get into homes since 2008, arranging over $16 billion of mortgages. Our mortgage advice is always impartial and honest, because the only goal is to leave you better off.
Unbiased, personalised advice
Our Mortgage Advisers are paid the same regardless of which lender they recommend, meaning the only motivation they have is to make you better off.
More options for a better deal
We've got relationships with all the major lenders which means better deals, and yet more options for when you don't fit inside the square.
Your sidekick throughout the process
Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.
More lenders, more choices
Plus a network of over 5,000 peer-to-peer lenders
We have access to more lenders than other brokers, including a community of over 5,000 peer-to-peer lenders for a custom solution if you don't quite fit the bank's box.
Term investments with a conscience
Enjoy higher interest rates on your savings while helping other Kiwi by investing into a pool of Squirrel mortgages. Or simply grow your money whilst it sits in our high-interest On-Call Account.
Here's what Squirrel investors earned last month
Choose how you earn your interest
Cash
On-Call Account
5.25
Variable returns
Your money is held on trust with major New Zealand AA- rated banks.
Conservative
Term Investment
Home Loans
7
Variable returns
Money invested in:Loans secured by residential property
Reserve fund protection
Moderate
Term Investment
Construction Loans
7.5
Variable returns
Money invested in:Loans secured by residential property
Reserve fund protection
Moderate
Term Investment
Personal Loans
7.75
Fixed returns
Money invested in:Personal loans to homeowners
Reserve fund protection
Luke Murray
New Zealand
It was a great experience. The refinance helped me greatly and put me in a position to keep my apartmentLM
Ryan
New Zealand
The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expectingR
William
New zealand
Sudam our advisor was so helpful, patient and knowledgeable and made the whole process super easy with a great final resultW
Ryan Grant
New Zealand
Alex McRobbie was awesome! Informed knowledgeable and understanding! best outcome and awesome person to deal with! Couldnt recommend highly enoughRG
Martin
New Zealand
Helped me get an improved rate and sorted out my needs. Great communication, kept me up to date throughout the process.M
Dan Clark
New Zealand
Kat McInnes was so helpful and a pleasure to deal with.Kat made the whole experience less stressful and so straight forward. I would have no hesitation in recommending Kat to anyone who needs any help with Mortgage lending.DC
Denoa Amoa
New Zealand
Eleanor was very communicative, explained to me the best options and structure available, and guided us through what was a complicated process due to the structure of the ownership.DA
Anonymous
New Zealand
My advisor was excellent-he was responsive and explained options well to me. He followed up on what he said he would do and was great at communicating with me.[N
Meet the nutter behind Squirrel
Back in 2008 John Bolton, better known as JB, decided there had to be a better way for Kiwis to get onto the property ladder, and get a mortgage without being gobbled up by the big banks. So he left the corporate world, cashed in his superannuation and started Squirrel at the height of the global financial crisis (against all odds).
Read more about the history of Squirrel
A world of insights all in one place
Keep checking back to find out what's going on in the housing market, the economy or the get inside scoop on Squirrel.
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Saving and Investing
Ranking New Zealand's best and worst savings accounts
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