Financial Planning

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Financial planning

How is an investment affected when a payment gets missed on a Squirrel loan?

If you’ve invested through the Squirrel peer-to-peer lending platform, you’ll be aware that on the other side of these investments are loans taken on by other Kiwis, borrowing through Squirrel. When these borrowers apply for a loan, they’re put under the microscope before our credit team push go, but what happens if a loan payment gets missed?

Financial planning

Squirrel rate increase delivers even higher returns for investors

We come bearing good news, investors! As of the 21st March 2022, the rate of return across two of our Investment Classes – Home Loans and Construction Loans – has increased by 0.25%.

Financial planning

Guest post: Using peer-to-peer investments to grow a house deposit

In this article I am going to talk about my personal experience using Squirrel’s P2P lending investments as a reasonably secure short-term investment vehicle to grow my family’s first home deposit.

Financial planning

Squirrel investment opportunities are growing

Due to recent Reserve Bank LVR restrictions coupled with tightened credit criteria from banks in response to the CCCFA regulations, we’re seeing more loans that would have previously been gobbled up by a bank, heading towards non-bank lenders like Squirrel.

Financial planning

Squirrel's secondary market performs for investors

When I’m chatting with new investors, I always make a point of talking through the secondary market. At a high level, it performs incredibly well for investors who are looking to cash out some or all of their investments.

Financial planning

Introducing The Squirrel Monthly Income Fund

The Squirrel Monthly Income Fund is a new way to invest in Squirrel loans, on top of our existing peer-to-peer investments. For those that prefer a more hands-off approach, with the Managed Fund we manage the investment while you watch the returns come through.

Financial planning

Wholesale investing case study: Maximizing returns

In this case study we’re taking a look at a property development company that was in need of a treasury management strategy, to minimise the negative impact of cash drag. Here’s how they ended up maximising their returns by investing with Squirrel.

Financial planning

Wholesale investing case study: Searching for yield

In this case study we're putting the microscope on a Wholesale Fund who was finding it increasingly tricky to originate and manage the loans it required to meet its investors’ income expectations.

Financial planning

Wholesale investing case study: A Fund Manager’s new strategy

In this case study, we’re looking at an Investment Manager whose outlook for fixed income had become bearish. They were looking for a strategy that could provide a better income stream and also diversify their Managed Fund’s investment strategy.

Financial planning

The Mother of all Bubbles

We are so fixated with property that talk of any kind of bubble quickly turns the conversation to housing. I’m going somewhere else. History is a great teacher.

Financial planning

Investing in Residential Mortgages

At Squirrel, we're known as one of the largest mortgage brokers in New Zealand. But what you might not know is that we are also a lender, which means we can make a portion of those loans available as investments for retail investors. This gives investors better opportunities for their cash funds.

Financial planning

Saving for a house deposit? Grow your savings faster

Saving for a house in the post-covid age isn’t easy. With house prices becoming stratospheric, the Kiwi dream might start to seem more like a pipe dream.