Colourful wall of graffiti


Ron Burgundy - breaking news about the OCR

BREAKING NEWS – The OCR didn’t change

In typical tabloid fashion the media desperately try to make news out of anything that dri...

Read More ›
Man keeping calm, not in panic


The media loves a sensational headline. And in true form it's gone to town on the recent m...

Read More ›
New Zealand house and park

Latest on house prices

As we’ve been expecting for some time, house prices have softened and continue to soften....

Read More ›
Person holding up sign with graphs and mindmaps

The innovation age

As we’ve noted for some time there are some big forces in play that are increasingly chang...

Read More ›
Person holding a newspaper

The Geo-political zoo of 2017

The global economy is still in a muddle. So it’s difficult to get a clear gauge on what wi...

Read More ›
2017 written with sparklers

January 2017 overview: Themes worth thinking about

It’s that time of the year. Media commentators are lining up to provide a “guess” (aka for...

Read More ›
Drawn graph showing rates going up

Mortgage rate forecast for 2017

Banks are blaming higher mortgage rates on higher funding costs even with the OCR at histo...

Read More ›
Focussing on the road ahead through a lens

What you want to know…

Squirrel ran a seminar recently called Managing Risk in an Uncertain Market, where JB and ...

Read More ›
Looking at the Auckland city scape over the harbour

Why Auckland house prices aren’t 3 times income

Whilst I fully agree that house prices are over-inflated, I don’t think it’s to the extent...

Read More ›
Arrow on road looking forward, JB video

Auckland housing market and market correction

Typical of our tabloid media we get the usual fear driven headlines designed to sell paper...

Read More ›
Question mark written in chalk on a black board

4 predictions for NZ property in 2016

How are your foresight skills? While none of us have time travelled from the future and kn...

Read More ›
Man floating in the sea at the beach

Is it time to be conservative?

I’ve been saying for some time that we are living in a period of unusually high economic r...

Read More ›
Two men arm-wrestling

Is this the end of flat money?

Flat money is paper money that comes into existence by government law. It is not valued to...

Read More ›
Earth as viewed from space

Global economic overview

I’ve literally just got back from a week of conferences in the United States....

Read More ›
Hammer, nail, spanner

Property Investor | The downside of leverage

A few clients have rediscovered recently that it isn’t always easy to release equity when ...

Read More ›
New Zealand currency

Why cash is still king 7 years after the GFC

In a world with easy credit and awash with cash, asset prices have markedly increased. Cap...

Read More ›
Arrow signs pointing in opposite directions

Mortgage rate forecast - Why they will stay low

Whilst economists and most commentators are talking up rates I’m going to provide a differ...

Read More ›
Road sign - change down

Money and investing - A bigger picture on property

A lot has been happening the past few weeks that has impacts for property and investors. T...

Read More ›
Kid playing in the sand

Mortgage Rates: Let the summer craziness begin

It’s hard to write about mortgages every month and keep it interesting! This month has bee...

Read More ›
Messy flat with plates and clothes everywhere

Our economic reality - Is there any order in chaos?

What is going on in the world at the moment is far more complex than a US budget deficit. ...

Read More ›
Arrow signs pointing in opposite directions

Mortgage rate forecast: Can you hear the interest rate tom-toms?

I write this article a day after the consumer price index (CPI) inflation rate came out at...

Read More ›