Colourful wall of graffiti

John Bolton

Binoculars looking back at 2018 so far

What to make of 2018 so far

As we pass the shortest day and I struggle to get out of bed at a reasonable time, let’s l...

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Ron Burgundy - breaking news about the OCR

BREAKING NEWS – The OCR didn’t change

In typical tabloid fashion, the media desperately try to make news out of anything that dr...

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The importance of liquidity in the housing market

The importance of liquidity in the housing market

Property isn’t as liquid as you might think. Just try selling an investment apartment in t...

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entrepreneur's laptop

Ditching the corporate career

It’s the new year, a time for setting goals, re-evaluating and reassessing, so here’s my t...

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Housing and mortgage rate forecast for 2018

Here’s my view of the year ahead and my rationale for that forecast. To be honest it’s no ...

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Dreaming of a house

Goals – A new home in 2018

Are you eyeing up a new home this year? Here’s what’s on the cards for 2018....

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Houses - LVR rules change

Good news: lending rules are loosening

The Reserve Bank of New Zealand has announced this morning that they’re loosening their le...

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What our new Government means for housing

I’ve fielded several calls about the election and the various sound bites appearing in the...

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Welcome to Auckland’s growth party

Here’s the thing - Auckland’s GDP rose 31% in the past five years (or 5.6% per year.) Auck...

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Post-election update on mortgage rates

The election will do nothing medium term to interest rates. Fundamentally not much will ch...

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laptop - borrowing online

Borrowing without the bank

Consumers typically don’t pay off their credit cards each month. With a $15,000 balance an...

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New Zealand house and park

Latest on house prices

As we’ve been expecting for some time, house prices have softened and continue to soften....

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Banks disrupted

How banks will be disrupted

For all the talk of new threats, banks still dominate our world. My view is that this is a...

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End of tunnel

End of cycles | A world without interest?

Is our ‘low interest rate world’ the beginning of the end of money as we know it?...

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Inflation is dead

Technology is starting to progress faster than our ability to grasp its impact on our worl...

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Selection of lollies

Squirrel welcomes more bank options and 100% build finance

Squirrel has access to more lenders than any other broker and the only 100% build finance ...

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Percentage symbol made of clouds

The latest on mortgage rates | July 2017

For now, competition from the minnows is keeping rates lower, but for how long?...

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Auckland view from Mt Eden

Auckland house sales fall 30%

Auckland sales volumes are down 30%; Barfoot & Thompson is saying that house prices have f...

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Red shoes, walking up stairs

Why interest rates won’t increase, much - June 2017

I love throwaway comments about interest rates. We even get them from Government Ministers...

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Anxious monkeys

Financial anxiety in 2017

We’ve recently run a small Facebook survey on what’s causing kiwis financial anxiety in 20...

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Chess pieces

Auckland housing stalemate but not a ‘crash’

Confidence in the housing market is low and that’s not surprising given the amount of nega...

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