Life insurance can be more than ensuring your loved ones are financially protected after you’re gone. It could also mean protecting you and your family from financial struggles as a result of illness, redundancy or other life-changing situations. We can help you with the following types of insurance:
- Mortgage protection
- Income protection
- Life or trauma cover
If you’re relatively young with no dependents you might be more concerned about how you’d pay the bills if you couldn’t work. In this situation some kind of income or mortgage protection could be your best bet.
Again, if you’re older, your little Squirrels have scarpered and you’ve already paid off your mortgage then you are likely to need less life insurance than someone with a new mortgage and several dependents.
Medical insurance can be an important safety net to help protect you and your family from financial stress as a result of illness or even injury.
We’re lucky to have a good public health system in New Zealand, but if you need non-emergency surgery, or to see a specialist, or get an expensive test done like an MRI, the public system will put you on a waiting list. Can you afford to wait?
With the right medical cover you not only get faster access to tests and care, but you get more choice and peace of mind that those expensive medical bills will be taken care of.
Review your insurance cover
Even if you’ve already taken steps to protect your property, it’s often worth having a conversation with an insurance adviser to ensure that the policies you’ve got reflect your current circumstances. You could be paying more than you need (or vice versa).
At the end of the day, insurance is about the price and the policy wording. What matters most is that you can successfully claim against the policy should something go wrong and our advisers will help you every step of the way.
Get in touch with Squirrel
Contact us on 0800 212 230 and we can chat about your options.