Thanks to the magic of technology, you can apply for a loan from the couch in your jim jams or your desk while the boss isn’t looking. It only takes a few minutes.
Want an idea of your repayments before applying? Work them out with our our handy calculator below.
|2 - 3 years||8.95% p.a.||11.45% p.a.||12.95% p.a.||15.95% p.a.||17.95% p.a.|
Example: A borrowed amount of $10,000 over 2 years would result in repayments of $468 per month at 8.95% p.a. based on our highest A Grade risk grading. This monthly repayment includes a $250 Establishment fee. Affordability and credit criteria apply. Maximum borrowing amount reduces based on risk grade.
We encourage getting on top of your payments when it suits you, so we won't penalize you for paying the loan back early.
We're big on fairness so if you've got good credit, you get a lower rate. We're completely transparent about our fees (you won't find any sneaky ones down the track) and where your interest payments go.
Apply for up to $20,000 over a term of up to 3 years. You can choose whether your payments come out fortnightly or monthly and from what day they start.
No need for meetings and paperwork. Apply and manage your loan entirely online. Just make sure you've got your NZ Driver’s license or NZ Passport handy.
Through the concept of peer-to-peer, your loan is funded by Joe Bloggs down the road who has invested their extra cash into our platform. Think of it like Tinder for money; we match their investment with someone like you that's keen to borrow. Win-win!
Whether you're going on an adventure or making an exciting purchase, a Squirrel Personal Loan can help you get it sorted.
So if you’ve got stuff to do, places to go, things to make, people to see, just… get onto it.