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Search results: John
Market update: Is a recession just around the corner?
As Kiwi businesses and consumers are left to grapple with a nasty cocktail of inflation and higher interest rates, there will be a raft of implications for our economy.
With recession comes opportunity – A potential silver lining for buyers in the housing market
As Kiwis grapple with the double whammy of higher interest rates and high inflation, there’s no doubt people are starting to feel the pinch. Could current economic pressures lead to a drop in house prices?
Stormy seas ahead for property investors: Why diversification is the way to go
Between recent legislative and bank policy changes, and the increasing likelihood of a recession, it looks like we should be hunkering down for a period of pretty significant uncertainty. So, how can property investors protect themselves in the current environment?
Chin up: Why tighter LVR restrictions aren't the end of the world for first home buyers
Tighter LVR restrictions might feel like the end of the world for first home buyers right now, but the good news is these measures are only ever temporary. Here are our tips to give you the best chance of success under current conditions.
Credit crunch headwinds are blowing, and it could spell trouble for property investors
Caution is advised for property investors, as New Zealand starts to feel the impact of recent legislative and bank policy changes.
What you need to know when buying (or selling) a leaky home in New Zealand
Even though it first came to light nearly 30 years ago, New Zealand’s leaky homes saga stills casts a pretty grim shadow over parts of the housing market. If you’re looking at buying (or selling) a leaky or at-risk house and want to school up on the things to watch for, this guide is for you.
What happens to your mortgage in a divorce?
If you're going through a divorce, you probably have a whole lot of questions about navigating changes to your mortgage, and where to next. We’ve got you covered.
Market update: Year-end brings mixed bag for borrowers and buyers, at the mercy of new lending restrictions
As 2021 draws to a close, it looks as though we may finally be starting to see that long-anticipated easing of the housing market come to fruition.
Government law change will cause more harm than good for homeowners
Sign JB's petition. The Government has made changes to responsible lending laws to protect vulnerable borrowers, but they have used a sledge hammer instead of a scalpel. This is an example of over reach, and will cause far greater harm to Kiwi homeowners and small businesses than it will protect vulnerable borrowers.
Everyday Kiwis forced to pay the price of Government’s new responsible lending laws
Let’s start with a question, should your bank have the right to judge the way you live? The Government has made law changes to protect vulnerable borrowers that come into effect on 2nd December, but that will have adverse consequences for homeowners and especially first homebuyers.
Updated NZ mortgage rate forecast for 2022
In last year’s mortgage rate forecast, we predicted rates would drop below 2.00% and stay low, which they did for most of 2021. Our house price prediction wasn't so on the money, but that one comes down to a matter of timing. Here's our latest analysis.
Is it better to fix or float your home loan?
In this article we’re looking at how to pick the right fixed home loan rate term in a rising interest rate environment.
