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25 February 2022

Market update: Is a recession just around the corner?

As Kiwi businesses and consumers are left to grapple with a nasty cocktail of inflation and higher interest rates, there will be a raft of implications for our economy.

21 February 2022

Is the boom over?

In my last column a fortnight ago I noted that a buyer’s market is now locked into place around most parts of New Zealand. This week we received confirmation of the same thing from the REINZ’s monthly data release.

04 February 2022

Chin up: Why tighter LVR restrictions aren't the end of the world for first home buyers

Tighter LVR restrictions might feel like the end of the world for first home buyers right now, but the good news is these measures are only ever temporary. Here are our tips to give you the best chance of success under current conditions.

04 February 2022

NZ housing is finally entering a buyer's market

Economist Tony Alexander says throughout 2022 and 2023, buyers are likely to keep holding the upper hand in negotiations. All one has to do however is either secure a mortgage (not so easy at the moment) or have cash and therefore no need for one in order to take advantage of this market.

02 February 2022

Credit crunch headwinds are blowing, and it could spell trouble for property investors

Caution is advised for property investors, as New Zealand starts to feel the impact of recent legislative and bank policy changes.

15 December 2021

Market update: Year-end brings mixed bag for borrowers and buyers, at the mercy of new lending restrictions

As 2021 draws to a close, it looks as though we may finally be starting to see that long-anticipated easing of the housing market come to fruition.

09 December 2021

The slowing market is a good thing - Tony Alexander

There are five strong forces acting to pull back the level of intensity of buyer demand for residential property at the moment. But just because the boom has ended does not mean a crash is on its way.

24 November 2021

More lending restrictions coming

The Reserve Bank have recently invited people to make submissions on their proposal to introduce debt to income requirements which banks must apply to new borrowers.

11 November 2021

Rising mortgage rates will eventually dominate FOMO

With investors backing off it is understandable that the pace of increase in house prices has slowed down. In the six months to September 2020, average house prices around New Zealand rose by just 4%, including a 3% fall over the April-May months.

01 November 2021

Updated NZ mortgage rate forecast for 2022

In last year’s mortgage rate forecast, we predicted rates would drop below 2.00% and stay low, which they did for most of 2021. Our house price prediction wasn't so on the money, but that one comes down to a matter of timing. Here's our latest analysis.

28 October 2021

House price growth to fade next year

On average, NZ house prices have risen by 35% since March 2020 when we went into the first nationwide lockdown. This week we're focusing on the growing list of reasons why the pace of house price inflation will slow quite sharply over 2022.

15 October 2021

House price growth has accelerated

I know from experience that accurately predicting house price movements over short periods of time is impossible. But one can balance the various factors in play and see what the trend seems to be and where it may be heading.