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Are you ready to jump into commercial property? I wasn’t for a long time, but given I own a business and rent premises it makes sense. If you are a business owner and new to commercial property, here's how you could make it work for you.

There’s been a lot written about the 'First Home Loan’ programme in the press recently, particularly around changes to the deposit requirements. We thought it would be a good time to cut through some of the noise around these loans and explain what it means for your average first home buyer.

Most New Zealanders know about KiwiSaver, but not everyone knows how it can benefit you as a potential home buyer, or how the process works when you want to use it.

It’s easy to get caught up in the news headlines and neighbourhood chatter about what’s happening in the property market. Everyone you know will have an opinion on whether you’re better off buying your first home or continuing to rent, and it can be hard to sort fact from fiction.

There’s something mildly exciting about the Reserve Bank doing something unexpected. It’s like finding $5 in your jeans. I’m a borrower so I’m loving the prospect of lower rates but I’m also a realist and know that the reasons behind the OCR dropping are worrying. We should all be using this opportunity to pay back debt and build safety buffers into our lending.

Property development carries with it many risks and currently it’s perhaps the most difficult market to find finance. Often, I find clients who haven’t exercised much patience and as a result can find themselves in a pickle.

Credit bureaus in NZ are now looking at monthly account behaviour for all lending products as well as account behaviour for a number of utility bills. Basically, if you miss a payment, everyone will know about it. Here's everything you need to know.

This article is written for prospective homebuyers, but it is also an important reference point for leaky owners trying to sell. Plaster houses are harder to sell and will sell for 10%-15% below what an equivalent weatherboard house would sell for.

As any developer will know, banks across New Zealand have dropped a couple of belt sizes in the recent years. They’ve moved rapidly from the binge eating of the 5 or so years between 2011 and 2016 straight onto the no-sugar diet. Let’s just hope it doesn’t lead to a sugar crash!

I’ve recently written a blog post on how to buy in a soft market. This one is the opposite, for those of you selling. Let's talk agents, strategy and tactics to get you the best outcome.

In this post I’ll cover off what I’ve learned about buying in a soft market, and how Squirrel can help beyond simply arrange the mortgage.

Time to cut through the noise, try and make sense of what’s going on in the world, and explore what could happen with house prices and mortgage rates in 2019.