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If you're going through a divorce, you probably have a whole lot of questions about navigating changes to your mortgage, and where to next. We’ve got you covered.

As 2021 draws to a close, it looks as though we may finally be starting to see that long-anticipated easing of the housing market come to fruition.

Sign JB's petition. The Government has made changes to responsible lending laws to protect vulnerable borrowers, but they have used a sledge hammer instead of a scalpel. This is an example of over reach, and will cause far greater harm to Kiwi homeowners and small businesses than it will protect vulnerable borrowers.

The Reserve Bank have recently invited people to make submissions on their proposal to introduce debt to income requirements which banks must apply to new borrowers.

New Zealanders have over $320 billion of household debt, but what does that mean for house prices and for the wider economy?