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The Reserve Bank is holding the OCR steady at 5.50%, and after rumblings from parts of the market that suggest we could be in for another hike, most economists are now predicting the OCR will remain at 5.50% through much of 2024. It’s not the news that Kiwi mortgage-holders were hoping for, but how can Kiwi benefit from higher interest rates?

If you've been working hard to get to that 20% house deposit, you'll want to make sure your savings are working as hard as possible, to get you into your first home even faster.

Bank margins in New Zealand are at record levels right now – higher than they’ve been in about 10 years. So why are headlines painting the image that bank margins are worryingly low?

From June 1, the Reserve Bank will be easing up on lending rules. But will that, coupled with dropping house prices, be enough to turn buyers' fears of over-paying into a fear of missing out?

In this article I am going to talk about my personal experience using Squirrel’s P2P lending investments as a reasonably secure short-term investment vehicle to grow my family’s first home deposit.

The last time 40% deposits for investors were introduced, Auckland house prices had been soaring for four years. This time, we're only a year into the current frenzied house price cycle, and interest rates are much lower than they were. So how much impact will reintroducing the rule have?

So much to think about, so much to consider. We’ve broken it down for you into a handy up-to-the-minute checklist that you can download, print and pin up on your wall at home. Once you’ve got all the nuts checked off, you’re good to go!

Most New Zealanders know about KiwiSaver, but not everyone knows how it can benefit you as a potential home buyer, or how the process works when you want to use it.

Let’s take a look at deposits, what support the government offers first home buyers, and a few other ways that you can pull your deposit together for your first home.

Chances are, when you signed up for KiwiSaver some 10 years ago (or less) if you were young, then you put it in an aggressive fund and have hopefully reaped the rewards of that.

It’s tough being a first home buyer. But with a bit of foresight and forward planning, we’ve got a few tips to help you make it work.

Buying a home is an important milestone in the lives of many people, across New Zealand and elsewhere.