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Lifestyle and Technology

Seven ways to save money on your mortgage

In a perfect world, your bank would let you know every time there was an opportunity for you to save money. But the world isn’t perfect so it’s up to you to stay on top of your home loan. It could save you thousands of dollars. How? Here are seven things to consider.

Financial planning

Saving for a house deposit? Grow your savings faster

Saving for a house in the post-covid age isn’t easy. With house prices becoming stratospheric, the Kiwi dream might start to seem more like a pipe dream.

Lifestyle and Technology

Financial anxiety in a crisis

I’ve been in a few crises. The first was launching Squirrel at the height of the GFC, with a crashing housing market. Then my head contractor went bankrupt part way through my big property development. Now? We're faced with Coronavirus. But this one is different. We're all in it together and it's out of our control.

Lifestyle and Technology

How to manage your mortgage through the coronavirus crisis

The adage 'cash is king' is never truer than in a crisis. Cash gives you the flexibility and freedom to respond to changes. Now is a good time to have a small cash buffer in your mortgage. The thing to remember is banks don’t want you to default on your mortgage, and they have temporary options in place which are designed to support those who find themselves in financial hardship.

Lifestyle and Technology

Advice for those about to purchase property using KiwiSaver

What does Coronavirus have to do with your KiwiSaver funds? More than you might think. No need to panic, but we thought it was worth putting a word of caution out there for anyone who is looking at purchasing a property in the near future with KiwiSaver as part (or all) of their deposit.

Financial planning

How to pay off your mortgage faster

Making it onto the property ladder is a huge milestone, but the journey doesn’t end there. Now you're in a huge amount of debt. We've put together some of our top tips for helping you manage and pay your mortgage off faster.

Housing Market

5 costs to be aware of as a first home buyer

Everyone knows buying your first home is a big investment. We hate to be the bearers of bad news, but first home buyers can often be surprised that there are quite a few additional costs involved beyond the purchase price.

Lifestyle and Technology

Looking after your Credit Score

Credit bureaus in NZ are now looking at monthly account behaviour for all lending products as well as account behaviour for a number of utility bills. Basically, if you miss a payment, everyone will know about it. Here's everything you need to know.

Financial planning

Mortgage Broker Commission

At a superficial and generally uninformed level, it’s easy to have an opinion on mortgage broker commissions. It’s also easy to have an opinion when you have a vested interest as banks do, and yes, I do too.

Housing Market

Squirrel HomeBuild – The Smart Way to Build

As New Zealand’s leading mortgage broker, Squirrel has engineered a new financial product called Squirrel HomeBuild that makes building a new home simpler, and without the traditional hassles associated with building.