• Get started on your mortgage
  • Buying your first home, next home, investing in property or just keen to review your mortgage?
  • Apply online
  • Put your savings to work
  • Earn better returns and access your money with no penalties.
  • Start investing now

Lending products created by humans for humans

It's our job to find the very best lending solution to suit you and your grand plans. When we can’t find it out there in the market, we make it ourselves.

Squirrel loans are designed specifically to meet the needs of residential property owners.

Talk to us about what you're after
109 five star reviews on Shopper Approved.
Woman with purple hair smiling, doing peace sign with hands

A lender like no other

Through our peer-to-peer platform Squirrel can fund loans, allowing us to service niche pockets of the market that are getting overlooked.

Maybe you're keen to upgrade that 70's kitchen in your new home? You might be a builder looking to fund a small development, or are you in need of a bridging loan to help with buying your next home? Sometimes you can't fit inside the bank's box but we look at the bigger picture.

We see you.

Lending products that are one-of-a-kind

Launchpad first home loan

A first home buyer's leg up onto the property ladder. Made for those with a low deposit but ability to pay the mortgage.

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Bridging finance

A bridging loan to allow home movers to buy before selling, making the move process a smooth one at a lower cost.

Find out more

Builders Turnkey loan

A builder's dream finance solution for building small scale developments or a one-off residential property.

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Homeowners loan

Borrow on the house without talking to the bank. Interest-only repayments for the first year to keep costs down.

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Tiny House loan

Downsizing? Our loan designed specifically for tiny houses makes it easier to go tiny.

Find out more

Prefer to pick up the phone?

Sometimes it's easier to just talk to a human. Give us a call on 0800 21 22 30 or fill in our contact form.

Contact us

Keys on a keyring

Why Squirrel?

You can’t capture your life in a bunch of tick boxes. But when you’re making big financial decisions, that’s what you’re asked to do. If you think about it, that’s kind of absurd. At Squirrel we look beyond boxes and find the right solution for you.

Transparency and fairness

Our team are experts at what they do and there's nothing in it for them to push you into something that doesn't fit. We're open about where your loan is coming from and where your payments are going.

Smart tech, less admin, more value

With smart tech doing lots of the heavy lifting, we'll do our absolute best to make the process as simple and easy as possible.

Our loans are funded by Kiwis

We've got over 2,000 willing Squirrel investors who are all regular Kiwis looking to help out someone like you.

Products designed to suit your needs

Each of our unique lending products were created because we saw a need that wasn't being met. Whatever your situation, our goal is to get you the best value-for-money. 

See what people are saying

Don't just take our word for it, see what our clients say about us on Shopper Approved.

5 star review on Shopper Approved

Quick links to get you started

Launchpad first home loan

Looking for a leg up onto the property ladder? Launchpad helps buyers with a strong income but low deposit get into their first home faster.

Find out more

Tiny House Loan

Finance your tiny house the easy way. Apply online for an amount up to $100,000 using your tiny house as security.

Find out more

Bridging Loan

Buying before selling can be scary. With a bridging loan it's not. Take the stress away from the house move and give yourself time to find the perfect next home.

Find out more

Finance for homeowners

Time to do up that ugly 1970s kitchen, need a new roof or the wheels in need of an upgrade? Borrow against the house with interest-only payments for the first year to keep costs down.

Find out more

Get started with a no-obligation chat

Our friendly team is just a phone call or email away and ready to chew the fat. Talk to us about what you're after and we'll point you in the right direction.

Call us on 0800 21 22 30 Fill in a contact form

See why our clients love us

See for yourself what our clients think with 109 five star reviews on Shopper Approved.

Phil C

New Plymouth, New Zealand

Such a easy process..all done online would highly recommend to anyone looking for a loan rather than the traditional bank or finance company
PC

Jessica

Southland, New Zealand

The process was easy and straightforward. I'm glad we got the support we needed for our project. Thanks so much!
JS

Emily

Auckland, New Zealand

Such an easy & efficient process. Very happy with the interest rate offered & money was in my account by the end of the day.
E

Magnus Kriel

Auckland, New Zealand

The application process was easy and super fast. Just the right amount of questions to get an accurate quote. Interest rate was the best compared to competitor quotes.
MK

JOHN EVANS

Sefton, New Zealand

Despite not fully understanding some things answers were always easily available and explained. patience, understanding and a feeling that we actually worked together to achieved things made the experience a pleasant one
JE

John

Canterbury, New Zealand

I found squirrel to be excellent to deal with on all levels, especially communication. Squirrel took the time to understand my finances fully and made the right decision. Banks could learn a thing or two from squirrel.
J

Steve W

Canterbury, New Zealand

Wow-signed documents sent back at 2pm, funds cleared in my bank account by 5pm the same day! The application process was well managed and communicated. There really are no competitors that come close to Squirrel...keep up the good work.
SW

Shalini

AUCKLAND , New Zealand

The best finance company so far...very helpful and fast service. I would recommend you to everyone
SN