Buying your first home can be stressful, but it doesn’t have to be.

When you’re buying your first home there are lots of things that can go wrong. And when things go wrong that means lots of stress and lots of cash. That’s where a good mortgage broker (wink wink) comes in handy. We’ve built our entire business around making sure the house buying process runs as smoothly as possible for you.

You've probably got a lot of questions, like...

HOW MUCH WILL THE BANK LEND ME?

The age-old question that is the make or break of the home ownership dream. Use our free mortgage calculator to get an indication of what you could borrow.

WORK OUT NOW

HOW DO I BUY A PROPERTY?

Is it like buying a used car? What’s a LIM? Is it just a typo? Have you got questions like these? Now’s a good time for you to read our introduction to property buying.

LEARN HOW NOW

CAN I USE MY KIWISAVER?

One of the most confusing things in the world, right now. Kiwisaver. Can you use it, when can you use it? How much of it can you use? These answers and more are a click away.

FIND OUT NOW

Meet Jess

Jess had a good deposit but as her successful business was relatively new, there were challenges getting finance approved. Squirrel sorted everything out, but over the next 6 months the Auckland property market got the better of Jess. She missed out at so many auctions she gave up and starting searching for rental properties instead.

So, how are we different to a typical mortgage broker?

We do a lot more than a typical mortgage broker plus our brokers are on a salary. That means they have no requirement to force you into a loan you don’t want or can’t service. Here’s a few other ways we help make the house buying process that much easier:

Work out how much you can afford to borrow.

Figure out where to buy.

Provide detailed property reports

Arrange inspections and valuations

Look over LIM, Sale and Purchase agreement and building inspections

Negotiate a great deal with the banks and work out the best structure.

It’s not all roses and unicorns, there are some harsh home truths.

We hate to be the bearer of bad news but before you start spending your weekends rummaging through other people’s wardrobes, here are a few things you should know.

NO ONE IS ON YOUR SIDE

Even if they’re really friendly. Sad aye. Everybody has an agenda and it’s not the same as yours – they’re there to squeeze you for every penny.

THE MARKET IS GEARED AGAINST BUYERS

It’s all about getting the best price for the seller – big surprise, aye. But luckily, if you’re a smart cookie, you can use this to your advantage.

THERE’S CRAZY PEOPLE EVERYWHERE

The market is full of crazy people doing crazy things. And they’re willing to pay more for a property than you are. Crazy.

What's going on in the Auckland property market.