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Earn better returns on your cash investments

We’re opening the door for wholesale investors to enter the $330 billion New Zealand home loan market. Earn monthly returns from 7.00%p.a.* with residential property security, and investments packaged to suit you.

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Get access to the $330 billion home loan market

Home loans make up the largest debt market in New Zealand and it's dominated by banks. At Squirrel, we're democratising this market and giving wholesale investors the opportunity to earn great returns on the country's favourite asset.

With benefits like credit risk support, a secondary market, and loans across the credit spectrum available, Squirrel is the partner for you.

What do you get with Squirrel's wholesale investments?

Regular returns

Expected returns start at 7.00%p.a. and grow with your appetite for risk.

A diverse portfolio

Our innovative platform provides the opportunity to invest in whole loans, fractional loans and managed fund options to suit your portfolio.

Management of your investments

Squirrel hold the security on your behalf and manage the investments with regular reporting available for you and your administration partner.

Plenty of investment opportunity

We originate over $3 billion in residential mortgages per year.

Book a time to chat with us about wholesale investing

Doug is always happy to have a chinwag - find a time in his diary that suits you and he'll give you a call at the agreed time.

Pick a time

Squirrel is one of New Zealand's largest and most trusted mortgage advisers

Since 2008 we've been helping first home buyers, property investors and property developers, arranging over $20 billion in mortgages along the way. It's safe to say we know property inside out. 

In 2015 we launched our peer-to-peer platform, providing a better way for Kiwis to borrow, while giving investors better returns on their cash in a low interest rate world.

We only lend to homeowners, the market we know inside out

We lend to market niches that are under served by banks. This means investors can earn an attractive return for the credit risk.

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Choose how you invest

Squirrel Monthly Income Fund

A diversified portfolio of home loans and construction loans secured by first mortgages, and consumer loans (secured above $20,000).1

Target annual return: The OCR (Official Cash Rate) plus 4.00%p.a. after fees, before tax.

Find out more

Squirrel Wholesale Home Loan Fund

Residential mortgages up to $2 million for owner occupied or investment properties, secured by a first mortgage.1

Target annual return: The OCR (Official Cash Rate) plus 3.25%p.a. after fees, before tax.

Find out more about Squirrel Home Loans

Squirrel Wholesale Construction Loan Fund

Mortgages up to $2 million for residential house construction, for investors and small scale developers. Secured by first mortgages.1

Target annual return: The OCR (Official Cash Rate) plus 4.50%p.a. after fees, before tax.

Find out more about Squirrel Construction Loans

Bespoke Loan portfolios

Prefer to invest with Squirrel directly? Set your own risk and returns with bespoke investments.1

Talk to us about how we can customise our investment products to suit your goals and risk budget.

Find out more

Read all about it

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Saving and Investing
Wholesale investing case study: Maximizing returns

In this case study we’re taking a look at a property development company that was in need of a treasury management s...

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Saving and Investing
Wholesale investing case study: Searching for yield

In this case study we're putting the microscope on a Wholesale Fund who was finding it increasingly tricky to origin...

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Saving and Investing
Wholesale investing case study: A Fund Manager’s new strategy

In this case study, we’re looking at an Investment Manager whose outlook for fixed income had become bearish. They w...

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Keen to find out more? Get in touch

We're happy to chat through any questions you have. Get in touch with Doug Thomson today.

Email doug@squirrel.co.nz Book a chat

*Interest rates are subject to change.

1 FundRock: FundRock is the issuer and manager of the Squirrel Investment Funds and the Squirrel Wholesale Investment Funds. For a Product Disclosure Statement please visit fundrock.com/fundrock-new-zealand or disclose-register.companiesoffice.govt.nz. For an Information Memorandum please visit fundrock.com/fundrock-new-zealand. Past performance is not indicative of future performance. Investors are encouraged to seek independent financial advice.