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12 May 2023

Rodney’s Ravings: There’s time to prepare for the next house price boom

The unemployment rate doesn’t just tell us where the economy’s at, or where inflation’s headed... it can actually also help to predict when house prices will take off again.

09 May 2023

Why are bank profits so high... and still climbing?

One of our biggest banks has just reported a 26% increase in revenue over the last six months - while growing sales by just 2%. How does that even happen? And what can Kiwi be doing to take some of it back?

04 May 2023

Job done: Why the monetary policy tightening cycle is over

We’re only 0.25% off the Reserve Bank’s (RBNZ’s) forecasted peak OCR – so will Kiwis be hit by other OCR hike, or have interest rates in New Zealand already peaked for this economic cycle?

05 April 2023

OCR & Market update: Winter is here, but the (slow) thaw is on its way

Earlier today, the Reserve Bank made its second Monetary Policy announcement of 2023, opting to push through another double increase, and take our Official Cash Rate (OCR) from 4.75% up to 5.25%. So what does this latest OCR outcome mean?

22 February 2023

Reserve Bank stays the course with 0.50% OCR hike

The Reserve Bank has played things pretty much as expected with today’s Official Cash Rate (OCR) announcement, pushing through a 0.50% hike to take us from 4.25% to 4.75%.

09 February 2023

The Goldilocks Zone: Can the Reserve Bank get it 'just right' on 22nd February?

After hitting us hard with one massive OCR increase after another last year, the Reserve Bank's next announcement on 22nd February is one they can't afford to mess up.

22 December 2022

Mark your calendars: Key OCR dates for 2023

With most of New Zealand holding its breath as we wait to see what interest rates are going to do next year, here are the Reserve Bank announcement dates you need in your diary.

08 December 2022

Reserve Bank causes shock throughout the nation

With the Reserve Bank's predictions of a recession, an unemployment rate of 5.7% and high inflation, businesses and consumers alike have had to sharply rein in their spending plans on everything but groceries, including housing. But will the fear pass with time, or simply worsen?

23 November 2022

Triple hike brings OCR to its highest in over a decade

This one's going to hit homeowners hard. Here's what to expect from mortgage rates, and what to do if your mortgage is coming up for renewal.

23 November 2022

Interest rates to go even higher after OCR hike

Over the past year or so we have seen a decline in the number of properties sold from 100,000 down to about 68,000. The OCR has just jumped up, and things are about to get worse.

08 November 2022

Market update: With a triple OCR hike looming, what's in store for mortgage rates?

We're fast headed towards the last OCR announcement of the year, and it's going to be a big one. In his latest market update, JB shares his expectations on where interest rates could get to, and a bit of an update on the housing market more broadly.

12 October 2022

Rodney's Ravings: Seldom has residential building been more important

With sentiment across New Zealand's residential building sector at a new low right now, what are the implications for our construction sector, and the wider economy?